St. Johns County property record for 187 Athens Dr, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,654 sqft · built 2016 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $480,000 (Jul 2021) |
| Tax Bill | $6,684 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Jul 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027141-0640 |
| Primary APN | 027141-0640 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,654 sqft Living Area |
| Gross Area | 3,274 sqft |
| 1st Floor Area | 2,654 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 274 sqft |
| Patio Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 187 ATHENS DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1892 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 76/80-94 ARBOR MILL PHASE ONE LOT 64 OR5330/1951 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 18 |
| Legal Subdivision | ARBOR MILL PHASE ONE |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 64 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 20908 |
Source: St. Johns County records · APN 027141-0640
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32 COVEY LN, SOUTHAMPTON, PA 18966-1940 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 03, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jul 30, 2021 | Warranty Deed, Transfer · VA Mortgage CITY BANK |
| May 27, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Jul 02, 2018 | Grant Deed, Transfer · VA Mortgage QUICKEN LNS |
| Dec 11, 2017 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 30, 2021 · Amount on Record |
| Deed Sale | Jul 30, 2021 · Amount on Record |
| Prior Sale | Jul 02, 2018 · Amount on Record |
| Deed Document Number | 202184346 |
| Deed Book / Page | 5330 / 1951 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 187 ATHENS DR, SAINT AUGUSTINE, FL 32092-1892 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 187 ATHENS DR, SAINT AUGUSTINE, FL 32092-1892 |
| Document Number | 0056420530 |
|---|---|
| Date | Oct 03, 2022 |
| Book Page | 5642/530 |
| Instrument | 2022092482 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Sep 21, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 30, 2021 |
| Property Address | 187 ATHENS DR, SAINT AUGUSTINE, FL 32092-1892 |
| Document Number | 0053301951 |
| Book / Page | 5330 / 1951 |
| Map Reference | MB 76 PG 80-94 |
| Instrument Date | Jul 29, 2021 |
| Instrument | 2021084346 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | HOMEGUARD TITLE AND TRUST, HOMEGUARD TITLE & TRUST LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5216 COUNTY ROAD 46912, 5216, BRAZORIA, TX 77422 |
| Name | Verified Name |
|---|---|
| Address | 187 ATHENS DR, SAINT AUGUSTINE, FL 32092-1892 |
| Document Number | 53301953 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 5330/1953 |
| Name | CITY BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 187 ATHENS DR, SAINT AUGUSTINE, FL 32092-1892 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0052761308 |
|---|---|
| Date | May 27, 2021 |
| Book Page | 5276/1308 |
| Instrument | 2021059950 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jan 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 02, 2018 |
| Property Address | 187 ATHENS DR, SAINT AUGUSTINE, FL 32092-1892 |
| Document Number | 0045721042 |
| Book / Page | 004572 / 001042 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 46549 |
| Transaction Type | Transfer |
| Record Updated | Feb 04, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 187 ATHENS DR ST AUGUSTINE FL 320921892, ST AUGUSTINE, FL 32092-1892 |
| Document Number | 45721045 |
|---|---|
| Date | Jul 02, 2018 |
| Book Page | 004572/001045 |
| Instrument | 46550 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 187 ATHENS DR, SAINT AUGUSTINE, FL 32092-1892 |
| Document Number | 0044780506 |
| Instrument Date | Dec 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 04, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 187 ATHENS DR ST AUGUSTINE FL 320921892, ST AUGUSTINE, FL 32092-1892 |
| Document Number | 0044780506 |
|---|---|
| Date | Dec 19, 2017 |
| Book Page | 004478/000506 |
| Instrument | 85507 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 18, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $481,271 (+2.07%) Land $110,000 Building $371,271 | $481,271 (+2.07%) Land $110,000 Building $371,271 | |
| 2025 | $6,684.00 (+2.88%) | $471,532 (+6.97%) | $471,532 (-6.02%) Land $100,000 Building $371,532 |
| 2024 | $6,497.00 (+22.91%) | ||
| 2023 | $5,286.00 (+2.72%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $440,824 (+3%) | $501,749 (+17.24%) Land $120,000 Building $381,749 |
| 2022 | $5,146.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $427,984 | $427,984 Land $100,800 Building $327,184 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 121 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 121 in force |
| Nearby Flood Claims | 28 (2008–2024) |
| Claims Outside the SFHA | 6 of 28 |
| Most Recent Claim | Oct 2024, river or lake flooding, Hurricane Milton |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 62% of the US · above 37% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 694 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 182 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Fiber | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Xfinity, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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