187 Arthur Rd, Peru, NY 12972 Property Records

Clinton County and Au Sable Town property record for 187 Arthur Rd, Peru, NY 12972

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,184 sqft · built 1800
Lot Size0.999 acres (43,520 sqft)
Owner2 Individual Names on Record
Tax Bill$3,461 (2026)
Deeds & MortgagesAug 2025 Refinance
Dec 2022 Refinance
Flood ZoneZone X (minimal risk)
APN092200 293.-2-13.1

Property Details

APN / Parcel Number

Primary APN092200 293.-2-13.1
Alternative APN
  • 09228929300000020130010000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,184 sqft Living Area
1st Floor Area1,624 sqft
Upper Floors Area560 sqft

Exterior

Year BuiltBuilt 1800
Effective Year BuiltEffective 1800
Architectural StyleTraditional
Exterior MaterialWood
Lot Area43,520 sqft (0.999 acres)
Lot Dimensions272 ft deep x 160 ft wide
PorchPorch
Porch Area280 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address187 ARTHUR RD
CityPERU
StateNY
Zip12972-4010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2
Legal Lot Number13.001
JurisdictionCLINTON NY
Township / Civil DivisionAU SABLE
Census Block Group1
Census Block1025
Census Tract102800

Owner

Source: Clinton County and Au Sable Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address187 ARTHUR RD, PERU, NY 12972-4010
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2025Deed of Trust, Mortgage · Stand-Alone Refinance
DANNEMORA FCU
Dec 13, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
DANNEMORA FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 23, 2016
Transfer Doc0000020162/000007834
Record UpdatedOct 29, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON NY
Property Address187 ARTHUR RD, PERU, NY 12972-4010
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000345969
DateAug 28, 2025
Instrument2025-00345969
Lender
NameDANNEMORA FCU
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6.2%
Type Change DateSep 15, 2035
IndexOther

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON NY
Property Address187 ARTHUR RD, PERU, NY 12972-4010
Transaction TypeMortgage
Record UpdatedJan 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000328943
DateDec 13, 2022
Instrument20220-00328943
Lender
NameDANNEMORA FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term145 Months
DueJan 1, 2035

Tax Assessment & Valuation

Source: Clinton County and Au Sable Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyClinton County
County SubdivisionAu Sable Town
Unified School DistrictAuSable Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,461.00 (+160.42%)
2025$1,329.00$146,600 (+3.02%) Land $40,000 Building $106,600$146,600 (+3.02%) Land $40,000 Building $106,600
2023$142,300 Land $40,000 Building $102,300$142,300 Land $40,000 Building $102,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimApr 2011 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
980 / 880

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