187 13th St, Plainwell, MI 49080 Property Records

Allegan County property record for 187 13th St, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,615 sqft · built 2017
Lot Size	3.82 acres (166,399 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,993 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Aug 2017 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-036-002-02`

Property Details

APN / Parcel Number

Primary APN	`17-036-002-02`
Alternative APN	`03-17-036-002-02`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,615 sqft Living Area
1st Floor Area	1,615 sqft
Basement Area	1,615 sqft
Unfinished Basement	1,615 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Lot Area	166,399 sqft (3.82 acres)
Lot Dimensions	381 ft deep x 435 ft wide
Garage Area	658 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	187 13TH ST
City	PLAINWELL
State	MI
Zip	49080-9706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	COM N 1/4 COR W 234.65' TH S 03 DEG 40'09 W 196.31' TO POB TH E 365.11' TH S 435.28' TH W 400' TH N 03 DEG 40'09 E 435.83' TO POB SEC 36 T1N R12W (2018). SPLIT/COMBINED ON 09/21/2017 FROM 17-036-002-00;
Legal Range	12W
Legal Township	01N
Legal Section	36
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	4
Census Block	4016
Census Tract	31900

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	187 13TH ST, PLAINWELL, MI 49080-9706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HONOR CU
Aug 21, 2017	Deed of Trust, Mortgage · Construction Mortgage MERCANTILE BANK OF MICHIGAN
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU
Mar 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage ARBOR FINANCIAL CU
Feb 28, 2019	Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	187 13TH ST, PLAINWELL, MI 49080-9706
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 13TH ST, PLAINWELL, MI 49080-9706

Mortgage

Document Number	004899/367
Date	Nov 2, 2023
Book Page	4899/367
Instrument	2023016153

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2033

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	187 13TH ST, PLAINWELL, MI 49080-9706
Transaction Type	Mortgage
Record Updated	Aug 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4168/799
Date	Aug 21, 2017
Book Page	4168/799

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2022
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	6.62%
Index	1-Year LIBOR
Max Rate	9.62%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	187 13TH ST, PLAINWELL, MI 49080-9706
Transaction Type	Mortgage
Record Updated	Apr 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4591/399
Date	Mar 17, 2021
Book Page	4591/399

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	187 13TH ST, PLAINWELL, MI 49080-9706
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DEVON TITLE COMPANY, DEVON TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4228/271
Date	Mar 14, 2018
Book Page	4228/271

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	187 13TH ST, PLAINWELL, MI 49080-9706
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4323/793
Date	Feb 28, 2019
Book Page	4323/793

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 25, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Otsego Township
Unified School District	Plainwell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,000 (+35.22%) Land $17,700 Building $202,300	$440,000 (+35.22%) Land $35,400 Building $404,600
2025	$4,993.00 (+21.75%)
2023		$162,700 Land $16,600 Building $146,100	$325,400 Land $33,200 Building $292,200
2022	$4,101.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

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