Sherburne County property record for 18699 Providence Dr, Big Lake, MN 55309
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,393 sqft · built 2005 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Mar 2022) |
| Tax Bill | $3,948 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 65-524-0444 |
| Primary APN | 65-524-0444 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 1,393 sqft Living Area |
| 1st Floor Area | 1,393 sqft |
| Basement Area | 28 sqft |
| Unfinished Basement | 28 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Split Level |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 652 sqft |
| Driveway | Driveway |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Patio Area | 80 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 30500 |
|---|---|
| Street Address | 18699 PROVIDENCE DR |
| City | BIG LAKE |
| State | MN |
| Zip | 55309-4700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 22, BLK 4 |
| Legal Range | 27W |
| Legal Township | 33N |
| Legal Section | 30 |
| Legal Subdivision | MEADOWS OF BIG LAKE |
| Legal Block | 4 |
| Legal Lot Number | 22 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | BIG LAKE |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 30410 |
18699 Providence Dr is owned and occupied by two individuals who bought it in March 2022.
Source: Sherburne County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18699 PROVIDENCE DR, BIG LAKE, MN 55309-4700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 14, 2022 · Amount on File |
| Deed Sale | Mar 14, 2022 · Amount on File |
| Prior Sale | Oct 20, 2015 · Amount on File |
| Deed Document Number | 20221388107 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Mar 16, 2022 |
| Property Address | 18699 PROVIDENCE DR, BIG LAKE, MN 55309-4700 |
| Document Number | 0000939243 |
| Instrument Date | Mar 14, 2022 |
| Instrument | 939243 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2022 |
| Title Company | CASUSO TITLE SERVICES LLC, CUSTOM TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,089.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 18699 PROVIDENCE DR, BIG LAKE, MN 55309-4700 |
| Document Number | 0000939244 |
|---|---|
| Date | Mar 16, 2022 |
| Instrument | 939244 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 18699 PROVIDENCE DR, BIG LAKE, MN 55309-4700 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000913705 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | 913705 |
| Name | PLAZA HOME MORTGAGE BANK |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 18699 Providence Dr was $3,948 with a homeowner's exemption.
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Big Lake City |
| County | Sherburne County |
| Unified School District | Big Lake Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $326,100 (+0.46%) Land $79,400 Building $246,700 | $326,100 (+0.46%) Land $79,400 Building $246,700 | |
| 2025 | $3,948.00 | $324,600 Land $79,400 Building $245,200 | $324,600 Land $79,400 Building $245,200 |
| 2023 | $3,736.00 | $315,100 Land $77,800 Building $237,300 | |
| 2021 | $315,100 Land $77,800 Building $237,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18699 Providence Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 18699 Providence Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Big Lake serves 13,056 people · EPA ID MN1710002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 100 / 20 |
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