18698 Idem Rd, Sparta, WI 54656 Property Records

Monroe County property record for 18698 Idem Rd, Sparta, WI 54656

Property Summary

Property Type	Single Family Home
Lot Size	1.67 acres (72,745 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Jul 2018)
Tax Bill	$5,576 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`040-01163-5000`

Property Details

APN / Parcel Number

Primary APN	`040-01163-5000`
Alternative APN	`20417-34-800014B`

Exterior

Lot Area	72,745 sqft (1.67 acres)

Location & Zoning

Street Address	18698 IDEM RD
City	SPARTA
State	WI
Zip	54656-3886
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 OF 7CSM198 #398790, BEING PART OF THE NE14 OF SE14; PART OF LOTS 11 & 14 OF SOUTH OAKS SUBD
Legal Lot Number	2
Jurisdiction	MONROE WI
Township / Civil Division	SPARTA
Census Block Group	3
Census Block	3022
Census Tract	950900

Owner

Source: Monroe County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	18698 IDEM RD, SPARTA, WI 54656-3886
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS FIRST BANK
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS FIRST BANK
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS FIRST BANK
May 10, 2019	Deed of Trust, Mortgage · Construction Mortgage CITIZENS FIRST BANK
Jul 26, 2018	Personal Representative Deed, Transfer · Conventional Mortgage TOWN & COUNTRY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2018 · Amount on Record
Deed Sale	Jul 26, 2018 · Amount on Record
Deed Document Number	674490
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	18698 IDEM RD, SPARTA, WI 54656-3886
Transaction Type	Mortgage
Record Updated	Mar 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	685338
Date	Jan 2, 2020
Instrument	685338

Lender

Name	CITIZENS FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	18698 IDEM RD, SPARTA, WI 54656-3886
Transaction Type	Mortgage
Record Updated	Mar 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	696911
Date	Feb 24, 2021
Instrument	696911

Lender

Name	CITIZENS FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	18698 IDEM RD, SPARTA, WI 54656-3886
Transaction Type	Mortgage
Record Updated	Mar 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	692864
Date	Oct 13, 2020
Instrument	692864

Lender

Name	CITIZENS FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	18698 IDEM RD, SPARTA, WI 54656-3886
Transaction Type	Mortgage
Record Updated	Mar 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	680039
Date	May 10, 2019
Instrument	680039

Lender

Name	CITIZENS FIRST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MONROE WI
Recording Date	Jul 26, 2018
Property Address	18698 IDEM RD, SPARTA, WI 54656-3886
Document Number	0000674490
Instrument Date	Jul 25, 2018
Instrument	674490
Transaction Type	Transfer
Record Updated	Feb 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	674491
Date	Jul 26, 2018
Instrument	674491

Lender

Name	TOWN & COUNTRY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 1, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Monroe County
County Subdivision	Sparta Town
Unified School District	Sparta Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,576.00 (+14.8%) Homeowner's exemption	$339,500 (-) Land $25,400 Building $314,100	$503,300 (+17.68%)
2023	$4,857.00 Homeowner's exemption	$339,500 Land $25,400 Building $314,100	$427,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	16 (2008–2019)
Claims Outside the SFHA	8 of 16
Most Recent Claim	Jul 2019 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, Flooding, And Landslides, Aug 2018 · 9 claims Severe Storms, Straight-line Winds, Flooding, Landslides, And Mud, Jul 2017 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile, Vernon Communications.

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