18697 Sioux Dr, Spring Lake, MI 49456 Property Records

Ottawa County property record for 18697 Sioux Dr, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,546 sqft · built 1990
Lot Size	0.854 acres (37,200 sqft)
Owner	Individual Name on File
Last Sale	$334,000 (Jul 2019)
Tax Bill	$6,649 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-06-405-005`

Property Details

APN / Parcel Number

Primary APN	`70-03-06-405-005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,546 sqft Living Area
1st Floor Area	1,912 sqft
Basement Area	1,724 sqft
Unfinished Basement	1,724 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Bungalow
Lot Area	37,200 sqft (0.854 acres)
Lot Dimensions	300 ft deep x 195 ft wide
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	18697 SIOUX DR
City	SPRING LAKE
State	MI
Zip	49456-9493
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 28 LAKE HILLS ESTATES SUB
Legal Range	13W
Legal Township	8N
Legal Section	06
Legal Subdivision	LAKE HILLS ESTATES SUB
Legal Block	405
Legal Lot Number	28
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	2
Census Block	2000
Census Tract	20504

Owner

18697 Sioux Dr is owned and occupied by an individual who bought it in July 2019.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	18697 SIOUX DR, SPRING LAKE, MI 49456-9493
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Jul 18, 2019	Warranty Deed, Transfer · FHA Mortgage LAKE MICHIGAN CU
Aug 14, 2018	Deed of Trust, Mortgage · Line of Credit AAC CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2019 · Amount on File
Deed Sale	Jul 18, 2019 · Amount on File
Deed Document Number	201924094
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	18697 SIOUX DR, SPRING LAKE, MI 49456-9493
Transaction Type	Mortgage
Record Updated	Jul 8, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210032325
Date	Jun 22, 2021
Instrument	2021-0032325

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	18697 SIOUX DR, SPRING LAKE, MI 49456-9493
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200021119
Date	Jun 1, 2020
Instrument	2020-0021119

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jul 18, 2019
Property Address	18697 SIOUX DR, SPRING LAKE, MI 49456-9493
Document Number	20190024094
Map Reference	LB 28 PG 62
Instrument Date	Jul 15, 2019
Instrument	2019-0024094
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,872.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18697 SIOUX DR, 18697, SPRING LAKE, MI 49456-9493

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4059 BUCK ST, NORTON SHORES, MI 49444-4267

Mortgage

Document Number	20190024095
Date	Jul 18, 2019
Instrument	2019-0024095

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	18697 SIOUX DR, SPRING LAKE, MI 49456-9493
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180028647
Date	Aug 14, 2018
Instrument	2018-0028647

Lender

Name	AAC CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49534

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 13, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 18697 Sioux Dr was $6,649 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Unified School District	Grand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$313,300	$626,600
2025	$6,649.00
2023		$275,900	$551,800
2022	$6,482.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18697 Sioux Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18697 Sioux Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTON SHORES serves 23,994 people · EPA ID MI0004850
Water Source	Purchased surface water from MUSKEGON
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: Xfinity.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Sioux Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures