18694 Mother Lode Dr, Twain Harte, CA 95383 Property Records

Tuolumne County property record for 18694 Mother Lode Dr, Twain Harte, CA 95383

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,344 sqft · built 1946
Lot Size	0.198 acres (8,627 sqft)
Owner	Trust Name on File
Last Sale	$400,000 (Apr 2024)
Tax Bill	$5,141 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Mar 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`049-052-011-000`

Property Details

APN / Parcel Number

Primary APN	`049-052-011-000`
Alternative APNs	`049-052-011` `0490521100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,627 sqft (0.198 acres)
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	049-052-011
Street Address	18694 MOTHER LODE DR
City	TWAIN HARTE
State	CA
Zip	95383-9410
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-1,MX
Legal Description	TWAIN HARTE 3 L5 BLK6
Legal Subdivision	TWAIN HARTE 3
Legal Block	6
Legal Lot Number	5
Jurisdiction	TUOLUMNE CA
Township / Civil Division	TWAIN HARTE-TUOLUMNE CITY
Census Block Group	1
Census Block	1031
Census Tract	3101

Owner

18694 Mother Lode Dr, a duplex, is held in a trust since April 2024.

Source: Tuolumne County records, as of July 7, 2026

Owner of Record	Trust Name on File
Mailing Address	18694 MOTHER LODE DR, TWAIN HARTE, CA 95383-9410
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 8, 2023	Grant Deed, Transfer YOSEMITE TITLE COMPANY
Mar 8, 2023	Affidavit of Death of Joint Tenant, Transfer YOSEMITE TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2024 · Amount on File
Deed Sale	Apr 24, 2024 · Amount on File
Prior Sale	Mar 8, 2023 · Amount on File
Deed Document Number	20243198
Prior Transfer Date	Mar 1, 2023
Prior Transfer Doc	0000001747
Record Updated	Oct 29, 2026

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TUOLUMNE CA
Recording Date	Apr 24, 2024
Property Address	18694 MOTHER LODE DR, TWAIN HARTE, CA 95383-9410
Document Number	0000003198
Map Reference	VOL 6 PG 3
Instrument Date	Apr 17, 2024
Instrument	2024003198
Transaction Type	Transfer
Record Updated	May 20, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	18694 MOTHER LODE DR, TWAIN HARTE, CA 95383-9410

Mortgage

Document Number	0000003199
Date	Apr 24, 2024
Instrument	2024003199

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TUOLUMNE CA
Recording Date	Mar 8, 2023
Property Address	18694 MOTHER LODE DR, TWAIN HARTE, CA 95383-9410
Document Number	0000001748
Map Reference	VOL 6 PG 3
Instrument Date	Feb 2, 2023
Instrument	2023001748
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	YOSEMITE TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1854 ALMADEN RD STE 6, 6, SAN JOSE, CA 95125-1929

March 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	TUOLUMNE CA
Recording Date	Mar 8, 2023
Property Address	18694 MOTHER LODE DR, TWAIN HARTE, CA 95383-9410
Document Number	0000001747
Map Reference	VOL 6 PG 3
Instrument Date	Feb 2, 2023
Instrument	2023001747
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	YOSEMITE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 18694 Mother Lode Dr was $5,141.

Source: Tuolumne County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Tuolumne County
Secondary School District	Summerville Union High School District (09 - 12)
Elementary School District	Twain Harte School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$416,160 (+2%) Land $72,828 Building $343,332
2025	$5,141.00	$408,000 Land $71,400 Building $336,600
2023	$1,591.00 (+18.29%)	$80,912 Land $44,133 Building $36,779
2022	$1,345.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18694 Mother Lode Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 21, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18694 Mother Lode Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWAIN HARTE COMMUNITY SERVICES DISTRICT serves 2,378 people · EPA ID CA5510005
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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