18690 Saint Jeromes Neck Rd, Dameron, MD 20628 Property Records

St. Mary's County property record for 18690 Saint Jeromes Neck Rd, Dameron, MD 20628

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,736 sqft · built 2003
Lot Size	3.33 acres (145,055 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Jun 2026)
Tax Bill	$164 (2025)
Deeds & Mortgages	May 2022 Mortgage Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-005650`

Property Details

APN / Parcel Number

Primary APN	`01-005650`
Alternative APNs	`1005650` `005650`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,736 sqft Total Area
Basement Area	750 sqft
Finished Basement	750 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Mobile Home
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	145,055 sqft (3.33 acres)
Garage Type	Detached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	64 sqft
Shed	1 Shed
Shed Area	960 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	005650
Street Address	18690 SAINT JEROMES NECK RD
City	DAMERON
State	MD
Zip	20628-3303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	3.33 ACRES W/S ST JEROMES NECK RD DAMERON
Jurisdiction	ST MARY'S MD
Township / Civil Division	1, ST. INIGOES
Census Block Group	2
Census Block	2027
Census Tract	876200

Owner

18690 Saint Jeromes Neck Rd is owned and occupied by an individual who bought it in June 2026.

Source: St. Mary's County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	18690 SAINT JEROMES NECK RD, DAMERON, MD 20628-3303
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BANK FSB
Jun 1, 2026	Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Jul 9, 2019	Deed, Transfer · VA Mortgage MIDWEST EQUITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2026 · Amount on File
Deed Sale	Jun 1, 2026 · Amount on File
Prior Sale	Jul 9, 2019 · Amount on File
Deed Book / Page	6912 / 296
Transfer Doc	0000001097
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	18690 SAINT JEROMES NECK RD, DAMERON, MD 20628-3303
Transaction Type	Mortgage
Record Updated	Jun 22, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18690 SAINT JEROMES NECK RD, DAMERON, MD 20628-3303

Mortgage

Document Number	0061370443
Date	May 6, 2022
Book Page	6137/443

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Jun 1, 2026
Property Address	18690 SAINT JEROMES NECK RD, DAMERON, MD 20628-3303
Document Number	6912000296
Book / Page	6912 / 296
Instrument Date	May 27, 2026
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42,420.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	18690 SAINT JEROMES NECK RD, DAMERON, MD 20628-3303

Mortgage

Document Number	6912000303,
Date	Jun 1, 2026
Book Page	6912/303

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Jul 9, 2019
Property Address	18690 SAINT JEROMES NECK RD, DAMERON, MD 20628-3303
Document Number	0051120326
Book / Page	5112 / 326
Instrument Date	Jun 28, 2019
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	ASPECT TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	18690 SAINT JEROMES NECK RD, DAMERON, MD 20628-3303

Mortgage

Document Number	5112333
Date	Jul 9, 2019
Instrument	5112/333

Lender

Name	MIDWEST EQUITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 18690 Saint Jeromes Neck Rd was $164.

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$389,000 (+6.36%) Land $131,600 Building $257,400	$389,000 (-) Land $131,600 Building $257,400
2025	$164.00	$365,733	$389,000 Land $131,600 Building $257,400
2023	$160.00 Disabled Person's exemption Veteran's exemption	$319,200 Land $126,600 Building $192,600	$319,200 Land $126,600 Building $192,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18690 Saint Jeromes Neck Rd in Zone X, an area of minimal flood risk, though there have been 27 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	27 (1996–2021)
Claims Outside the SFHA	19 of 27
Most Recent Claim	Oct 2021 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18690 Saint Jeromes Neck Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 90% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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