1869 Ridge Rd, Rockwall, TX 75087 Property Records

Rockwall County property record for 1869 Ridge Rd, Rockwall, TX 75087

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 4,362 sqft · built 2014
Lot Size1.5 acres (65,340 sqft)
Owner2 Individual Names on File
Tax Bill$9,748 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN4708000A0002010R

Property Details

APN / Parcel Number

Primary APN4708000A0002010R
Alternative APNs
  • R86472
  • 86472

Interior

Bedrooms3 Beds
Full Baths4 Baths
Stories1 Story
Building Area4,362 sqft Living Area
Gross Area6,525 sqft
1st Floor Area4,362 sqft
AtticAttic
Attic Area836 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialStone
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area65,340 sqft
Garage TypeAttached
Garage Area1,166 sqft
Parking Spaces4 Parking Spaces
PorchCovered Porch
Porch Area161 sqft
Patio Area860 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address1869 S FM 740
CityROCKWALL
StateTX
Zip75087
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPRATZ ADDITION, BLOCK A, LOT 3, ACRES 1.5, (REPLAT 2015)
Legal SubdivisionPRATZ ADDITION
Legal Tract3
Legal BlockA
Legal Lot Number3
JurisdictionROCKWALL TX
Township / Civil DivisionSOUTH ROCKWALL
Census Block Group1
Census Block1061
Census Tract40508

Owner

1869 Ridge Rd is owned and occupied by two individuals.

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3021 RIDGE RD, A162, ROCKWALL, TX 75032-5830
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKWALL TX
Property Address1869 RIDGE RD, ROCKWALL, TX 75087
Transaction TypeMortgage
Record UpdatedSep 21, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007776
DateApr 5, 2021
Instrument20210000007776
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueApr 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 1869 Ridge Rd was $9,748 with exemptions applied, down 9% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateTexas
CountyRockwall County
Unified School DistrictRockwall Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,246,589 (+1%)$1,573,604 (-0.87%) Land $327,000 Building $1,246,604
2025$9,748.00 (-8.97%) Homeowner's exemption Senior Citizen's exemption$1,133,263$1,587,426 Land $327,000 Building $1,260,426
2024$10,709.00
2023$1,455,000 Land $330,000 Building $1,125,000$1,455,000 Land $330,000 Building $1,125,000
2021$11,375.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1869 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1869 Ridge Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 80% of Texas
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFORNEY LAKE WSC
serves 20,377 people · EPA ID TX1290014
Water SourcePurchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State InspectionJan 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Optimum, Wi-Five Broadband.

Nearby Properties on Ridge Rd

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