1869 Ponderosa Rd, Burt, MI 48417 Property Records

Saginaw County property record for 1869 Ponderosa Rd, Burt, MI 48417

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,495 sqft · built 1978
Lot Size	3.1 acres (135,036 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Mar 1999)
Tax Bill	$5,026 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-10-5-30-4001-002`

Property Details

APN / Parcel Number

Primary APN	`27-10-5-30-4001-002`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	4,495 sqft Living Area
1st Floor Area	3,088 sqft
Basement Area	2 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Wood Siding
Lot Area	135,036 sqft (3.1 acres)
Garage Area	1,464 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	140 sqft
Patio Area	982 sqft
Total Buildings	5 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	1869 PONDEROSA RD
City	BURT
State	MI
Zip	48417-9452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT A POINT 2041 FT N & 900 FT N87DEG 10MIN W OF SE CORN OF SEC 30 TH S2DEG 43MIN 30 SECONDS W 306.73 FT TO C/L OF
Legal Range	05E
Legal Township	10N
Legal Section	30
Jurisdiction	SAGINAW MI
Township / Civil Division	TAYMOUTH
Census Block Group	2
Census Block	2036
Census Tract	13000

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1869 PONDEROSA RD, BURT, MI 48417-9452
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 31, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 1999 · Amount on Record
Deed Sale	Mar 1, 1999 · Amount on Record
Deed Book / Page	2107 / 2197
Prior Transfer Date	Feb 11, 1999
Prior Transfer Doc	2107002197
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Recording Date	Aug 5, 2026
Property Address	1869 PONDEROSA RD, BURT, MI 48417-9452
Document Number	0000019982
Instrument Date	Jul 31, 2026
Instrument	202619982
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1869 PONDEROSA RD, BURT, MI 48417-9452

Mortgage

Document Number	0000019982,
Date	Aug 5, 2026
Instrument	202619982

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	1869 PONDEROSA RD, BURT, MI 48417-9452
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1869 PONDEROSA RD, BURT, MI 48417-9452

Mortgage

Document Number	0000015078
Date	Apr 19, 2021
Instrument	2021015078

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	1869 PONDEROSA RD, BURT, MI 48417-9452
Document Number	0000002869
Instrument Date	Jan 31, 2018
Transaction Type	Mortgage
Record Updated	Feb 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1869 PONDEROSA RD BURT MI 484179452, BURT, MI 48417-9452

Mortgage

Document Number	0000002869
Date	Feb 7, 2018
Instrument	2869

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Feb 6, 2033

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Taymouth Township
Unified School District	Birch Run Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,700 (+27.87%)	$529,400 (+27.87%)
2025	$5,026.00 (+24.34%) Homeowner's exemption
2023		$207,000	$414,000
2022	$4,042.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1985–1986)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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