18688 FM 986, Terrell, TX 75160 Property Records

Kaufman County property record for 18688 FM 986, Terrell, TX 75160

Property Summary

Property TypeCommercial
Details6,750 sqft · built 2005
Lot Size1.13 acres (49,615 sqft)
OwnerCompany Name on Record
Deeds & MortgagesJun 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNR14441

Property Details

APN / Parcel Number

Primary APNR14441
Alternative APNs
  • 99.0529.0000.0245.01.06.12
  • 99052900000245010600

Interior

Stories1 Story
Building Area6,750 sqft Total Area
1st Floor Area6,750 sqft

Exterior

Year BuiltBuilt 2005
Exterior MaterialWood
Roof MaterialOther
Lot Area49,615 sqft (1.13 acres)

Location & Zoning

Account NumberR14441
Old Parcel Number99052900000245010600
Street Address18688 FM 986
CityTERRELL
StateTX
Zip75160-0642
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionELISHA TURNER, TRACT 245.01; 1.139 ACRES
Legal SubdivisionELISHA TURNER
Legal Tract245.01
JurisdictionKAUFMAN TX
Township / Civil DivisionTERRELL
Census Block Group1
Census Block1028
Census Tract50601

Owner

Source: Kaufman County records, as of October 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address18688 FM 986, TERRELL, TX 75160-0642
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 30, 2003
Transfer Doc0021900275
Record UpdatedJun 8, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKAUFMAN TX
Property Address18688 FM 986, TERRELL, TX 75160-0642
Transaction TypeMortgage
Record UpdatedJun 19, 2023
Title CompanyRANGER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0081130424
DateJun 7, 2023
Book Page8113/424
Instrument2023-0015776
Lender
NameGUARANTY BANK & TRUST NA
TypeBank
AddressSULPHUR SPRINGS, TX 75482
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term249 Months
DueMar 5, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyKaufman County
MunicipalityPoetry Town
Unified School DistrictTerrell Independent School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$326,342 (+44%) Land $36,482 Building $788,796$825,278 (+264.16%) Land $36,482 Building $788,796
2023$226,627 Land $37,985 Building $188,642$226,627 Land $37,985 Building $188,642

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 79% of Texas
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOETRY WSC
serves 3,636 people · EPA ID TX1290022
Water SourcePurchased surface water from CITY OF TERRELL
Last State InspectionOct 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Wi-Five Broadband
Fixed Wireless
100 / 100

May also be available: Peoples Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on FM 986

Nearby Streets

Search Property Records by Address or Parcel Number