18684 County 20, Park Rapids, MN 56470 Property Records

Hubbard County property record for 18684 County 20, Park Rapids, MN 56470

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,672 sqft · built 1996
Lot Size	4.86 acres (211,702 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Jun 2026)
Tax Bill	$2,568 (2026)
Deeds & Mortgages	Jun 2026 Sale & Line of Credit Sep 2025 Mortgage + 3 more
APN	`13.21.01500`

Property Details

APN / Parcel Number

Primary APN	`13.21.01500`
Alternative APN	`54959`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,672 sqft Living Area
1st Floor Area	1,634 sqft
Basement Area	1,020 sqft
Finished Basement	1,020 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	211,702 sqft (4.86 acres)
Garage Type	Mixed
Garage Area	2,304 sqft
Driveway	Driveway
Driveway Area	400 sqft
Parking Spaces	8 Parking Spaces
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	54959
Street Address	18684 COUNTY 20
City	PARK RAPIDS
State	MN
Zip	56470-6008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-21 TWP-140 RANGE-034 4.86 AC 21-9A-1 FR PB AT NW COR O F SW1/4 OF NE1/4 S141.02 SE AL RD 547 NE212 SE180 NE TO N LN W TO
Legal Range	34
Legal Township	140
Legal Section	21
Jurisdiction	HUBBARD MN
Township / Civil Division	HENRIETTA
Census Block Group	1
Census Block	1091
Census Tract	70700

Owner

Source: Hubbard County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18684 COUNTY 20, PARK RAPIDS, MN 56470-6008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Warranty Deed, Transfer · Line of Credit HUBBARD COUNTY ABSTRACT COMPANY INC, HUBBARD COUNTY ABSTRACT AND CL
Sep 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage DIANE SMITH
Oct 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS NATIONAL BANK
Nov 2, 2018	Deed of Trust, Mortgage WADENA STATE BANK
Oct 29, 2018	Warranty Deed, Transfer WADENA STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2026 · Amount on Record
Deed Sale	Jun 4, 2026 · Amount on Record
Prior Sale	Oct 29, 2018 · Amount on Record
Deed Document Number	2026446708
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Jun 4, 2026
Property Address	18684 COUNTY 20, PARK RAPIDS, MN 56470-6008
Document Number	0000446708
Instrument Date	May 27, 2026
Instrument	2026446708
Transaction Type	Transfer
Record Updated	Jun 11, 2026
Title Company	HUBBARD COUNTY ABSTRACT COMPANY INC, HUBBARD COUNTY ABSTRACT AND CL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$113,322.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18684 COUNTY 20, PARK RAPIDS, MN 56470-6008
Investor	Possibly a Property Investor

Mortgage

Document Number	0000446709,
Date	Jun 4, 2026
Instrument	2026446709

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 1, 2051

Interest

Rate	6.23%
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	18684 COUNTY 20, PARK RAPIDS, MN 56470-6008
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000442619
Date	Sep 22, 2025
Instrument	A000442619

Lender

Name	DIANE SMITH

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	18684 COUNTY 20, PARK RAPIDS, MN 56470-6008
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000412429
Date	Oct 23, 2020
Instrument	A000412429

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	18684 COUNTY 20, PARK RAPIDS, MN 56470-6008
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000399999
Date	Nov 2, 2018
Instrument	A000399999

Lender

Name	WADENA STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Oct 29, 2018
Property Address	18684 COUNTY 20, PARK RAPIDS, MN 56470-6008
Document Number	A000399890
Instrument Date	Oct 24, 2018
Instrument	A000399890
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18684 COUNTY 20, PARK RAPIDS, MN 56470-6008

Mortgage

Document Number	A000399891
Date	Oct 29, 2018
Instrument	A000399891

Lender

Name	WADENA STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hubbard County
County Subdivision	Henrietta Township
Unified School District	Park Rapids Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,568.00 Homeowner's exemption
2025	$2,568.00	$411,100 Land $49,600 Building $361,500	$411,100 Land $49,600 Building $361,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 64% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Arvig, T-Mobile.

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