1868 Y Ave, Sumner, IA 50674 Property Records

Bremer County property record for 1868 Y Ave, Sumner, IA 50674

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,006 sqft · built 1883
Lot Size	4.63 acres (201,683 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Feb 2022)
Tax Bill	$4,128 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-13-400-006`

Property Details

APN / Parcel Number

Primary APN	`08-13-400-006`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,006 sqft Living Area
1st Floor Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	1,046 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1883
Effective Year Built	Effective 1883
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	201,683 sqft (4.63 acres)
Garage Type	Detached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	198 sqft
Deck Area	192 sqft
Patio Area	102 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1868 Y AVE
City	SUMNER
State	IA
Zip	50674-8803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13-92-11 PARCEL A E 1/2 SE
Legal Range	11W
Legal Township	92N
Legal Section	13
Jurisdiction	BREMER IA
Township / Civil Division	DAYTON
Census Block Group	3
Census Block	3067
Census Tract	4500

Owner

Source: Bremer County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1868 Y AVE, SUMNER, IA 50674-8803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage NORTHEAST SECURITY BANK
May 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORTHEAST SECURITY BANK
Feb 28, 2022	Warranty Deed, Transfer
Jul 23, 2021	Contract Sale, Transfer · Conventional Mortgage ROTATION ACRES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2022 · Amount on Record
Deed Sale	Feb 28, 2022 · Amount on Record
Deed Document Number	2022748
Prior Transfer Date	Aug 28, 2020
Prior Transfer Doc	0000003707
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Recording Date	Jun 16, 2026
Property Address	1868 Y AVE, SUMNER, IA 50674-8803
Document Number	0000001907
Instrument Date	Jun 5, 2026
Instrument	20261907
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1868 Y AVE, SUMNER, IA 50674-8803

Mortgage

Document Number	0000001907,
Date	Jun 16, 2026
Instrument	20261907

Lender

Name	NORTHEAST SECURITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	1868 Y AVE, SUMNER, IA 50674-8803
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020221624
Date	May 2, 2022
Instrument	20221624

Lender

Name	NORTHEAST SECURITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2052

Interest

Rate Type	Fixed Rate

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREMER IA
Recording Date	Feb 28, 2022
Property Address	1868 Y AVE, SUMNER, IA 50674-8803
Document Number	0020220748
Instrument Date	Jul 21, 2021
Instrument	20220748
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Tax	$199.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1868 Y AVE, SUMNER, IA 50674-8803

July 2021: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	BREMER IA
Recording Date	Jul 23, 2021
Property Address	1868 Y AVE, SUMNER, IA 50674-8803
Document Number	0020213706
Instrument Date	Mar 25, 2021
Instrument	20213706
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Investor	Possibly a Property Investor

Mortgage

Document Number	0020213706
Date	Jul 23, 2021
Instrument	20213706

Lender

Name	ROTATION ACRES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Bremer County
Unified School District	Sumner-Fredericksburg Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,128.00 (+86.45%)	$378,840 (+26.46%) Land $78,150 Building $300,690	$378,840 (+26.46%) Land $78,150 Building $300,690
2023		$299,570 Land $69,800 Building $229,770	$299,570 Land $69,800 Building $229,770
2022	$2,214.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (2008–2021)
Most Recent Claim	Aug 2021 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hawkeye Telephone Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Oran Mutual Telephone Company.

Cell Coverage

5G (outdoors only) and 4G LTE

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