1868 Granada St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 1868 Granada St, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,606 sqft · built 2016
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on File
Last Sale	$254,000 (Apr 2020)
Tax Bill	$2,390 (2024)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-2S-26-2710-02000-0090`

Property Details

APN / Parcel Number

Primary APN	`21-2S-26-2710-02000-0090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,606 sqft Heated Area
Gross Area	2,188 sqft
1st Floor Area	2,068 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	1,200 ft deep x 600 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	212S262710020000090
Street Address	1868 GRANADA ST
City	NAVARRE
State	FL
Zip	32566-2139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TC-1
Legal Description	NAVARRE LOT 9 BLK 20 AS DES IN OR 3940 PG 1389 (OUT OF 20/7 FOR 2015)
Legal Range	26W
Legal Township	02S
Legal Section	21
Legal Subdivision	NAVARRE
Legal Block	20
Legal Lot Number	9
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	3
Census Block	3029
Census Tract	10827

Owner

1868 Granada St is owned and occupied by an individual who bought it in April 2020.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1868 GRANADA ST, NAVARRE, FL 32566-2139
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2020 · Amount on File
Deed Sale	Apr 20, 2020 · Amount on File
Prior Sale	Feb 11, 2016 · Amount on File
Deed Document Number	202018431
Deed Book / Page	3940 / 1389
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 20, 2020
Property Address	1868 GRANADA ST, NAVARRE, FL 32566-2139
Document Number	0039401389
Book / Page	3940 / 1389
Map Reference	MB A-29 PG 253
Instrument Date	Mar 20, 2020
Instrument	202018431
Transaction Type	Transfer
Record Updated	Dec 21, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,778.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9462 PINE LILLY CT, 9462, NAVARRE, FL 32566-2875

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1868 GRANADA ST, NAVARRE, FL 32566-2139

Mortgage

Document Number	0039401391
Date	Apr 20, 2020
Instrument	3940/1391

Lender

Name	BEACH COMMUNITY MORTGAGE SERVICES I
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,390.00 (+2.31%) Homeowner's exemption	$235,011 (+3%)	$274,257 (-3.01%) Land $44,640 Building $229,617
2023	$2,336.00 (+2.73%) Homeowner's exemption	$228,166 (+3%)	$282,762 (+16.95%) Land $44,640 Building $238,122
2022	$2,274.00 Homeowner's exemption	$221,520	$241,773 Land $40,455 Building $201,318

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1868 Granada St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 115 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1868 Granada St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20