1868 E Stewart Rd, Midland, MI 48640 Property Records

Midland County property record for 1868 E Stewart Rd, Midland, MI 48640

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,787 sqft · built 2016
Lot Size1.27 acres (55,321 sqft)
Owner2 Individual Names on Record
Last Sale$233,500 (Aug 2017)
Tax Bill$4,280 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Mar 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN040-036-400-020-00

Property Details

APN / Parcel Number

Primary APN040-036-400-020-00

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,787 sqft Living Area
1st Floor Area1,787 sqft
Basement Area1,787 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Lot Area55,321 sqft (1.27 acres)
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1868 E STEWART RD
CityMIDLAND
StateMI
Zip48640-8990
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSSEC 36 T14N R1E COM 1322.05 FT W OF E 1/4 COR, TH S 375 FT, W 147.31 FT, N 375 FT, E 148.05 FT.
Legal Range01E
Legal Township14N
Legal Section36
JurisdictionMIDLAND MI
Township / Civil DivisionHOMER
Census Block Group4
Census Block4013
Census Tract291200

Owner

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1868 E STEWART RD, MIDLAND, MI 48640-8990
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2023Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Mar 17, 2023Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Aug 7, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2017 · Amount on Record
Deed SaleAug 7, 2017 · Amount on Record
Deed Book / Page1608 / 253
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDLAND MI
Property Address1868 E STEWART RD, MIDLAND, MI 48640-8990
Transaction TypeMortgage
Record UpdatedJun 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1868 E STEWART RD, MIDLAND, MI 48640-8990

Mortgage

Document Number001665/745
DateJun 7, 2023
Book Page1665/745
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMay 19, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDLAND MI
Property Address1868 E STEWART RD, MIDLAND, MI 48640-8990
Transaction TypeMortgage
Record UpdatedMar 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1868 E STEWART RD, MIDLAND, MI 48640-8990

Mortgage

Document Number001663/938
DateMar 17, 2023
Book Page1663/938
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 6, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateAug 7, 2017
Property Address1868 E STEWART RD, MIDLAND, MI 48640-8990
Document Number1608/0253
Book / Page1608 / 0253
Instrument DateAug 4, 2017
Transaction TypeTransfer
Record UpdatedMay 18, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1420 S BADOUR RD, 1420, MIDLAND, MI 48640-9543

Transferred To (Grantee/Buyer)

NameVerified Name
Address1185 E STEWART RD, MIDLAND, MI 48640-9503

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
County SubdivisionHomer Township
Unified School DistrictBullock Creek School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$182,000$364,000
2025$4,280.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1986–2017)
Most Recent ClaimJun 2017 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MIDLAND
serves 42,547 people · EPA ID MI0004370
Water SourcePurchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State InspectionMar 2023
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50

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