18677 Shelby Ct, Waterville, MN 56096 Property Records

Le Sueur County property record for 18677 Shelby Ct, Waterville, MN 56096

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,566 sqft · built 2022
Lot Size0.94 acres (40,946 sqft)
Owner2 Individual Names on Record
Last Sale$690,000 (Aug 2024)
Tax Bill$6,192 (2026)
Deeds & MortgagesAug 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN14.430.0090

Property Details

APN / Parcel Number

Primary APN14.430.0090

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,566 sqft Living Area
Gross Area2,096 sqft
1st Floor Area2,096 sqft
Basement Area1,880 sqft
Finished Basement1,880 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleRanch
Exterior MaterialMetal
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area40,946 sqft (0.94 acres)
Garage Area1,110 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area132 sqft
Deck Area280 sqft
Patio Area1,304 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address18677 SHELBY CT
CityWATERVILLE
StateMN
Zip56096-4369
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIDDEN HILLS (CIC #24) .94 AC UNIT 9 & 2.989% OF COMMON ELEMENT
Legal SubdivisionHIDDEN HILLS (CIC #24) .94 AC
Legal Unit9
JurisdictionLE SUEUR MN
Township / Civil DivisionWATERVILLE
Census Block Group2
Census Block2006
Census Tract950400

Owner

Source: Le Sueur County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address18677 SHELBY CT, WATERVILLE, MN 56096-4369
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2024 · Amount on Record
Deed SaleAug 30, 2024 · Amount on Record
Deed Document Number20241687566
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLE SUEUR MN
Recording DateAug 7, 2026
Property Address18677 SHELBY CT, WATERVILLE, MN 56096-4369
Document Number0000464227
Instrument DateJul 24, 2026
Instrument2026464227
Transaction TypeMortgage
Record UpdatedAug 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address18677 SHELBY CT, WATERVILLE, MN 56096-4369

Mortgage

Document Number0000464227,
DateAug 7, 2026
Instrument2026464227
Lender
NameAFFINITY PLUS FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 20, 2036
Interest
Rate TypeBalloon
Rate6.49%
Initial TypeBalloon
Max Rate-1%

Tax Assessment & Valuation

Source: Le Sueur County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyLe Sueur County
County SubdivisionWaterville Township
Unified School DistrictWaterville-Elysian-Morristown Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,192.00 Homeowner's exemption$678,000 (+37.86%) Land $50,000 Building $628,000$678,000 (+37.86%) Land $50,000 Building $628,000
2025$6,192.00 (+3,458.62%)
2023$174.00 Homeowner's exemption$491,800 Land $50,000 Building $441,800$491,800 Land $50,000 Building $441,800
2022$174.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Nearby Flood Policies26 in force
Nearby Flood Claims53 (1993–2024)
Claims Outside the SFHA8 of 53
Most Recent ClaimJul 2024 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jun 2024 · 28 claims
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Jul 2014 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 84% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Netwave Broadband
Fixed Wireless · not low latency
125 / 40
Frontier
DSL
115 / 7
Midco
Fixed Wireless
100 / 20

May also be available: AT&T, GigFire, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shelby Ct

Nearby Streets

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