1867 Real Island Rd, Equality, AL 36026 Property Records

Elmore County property record for 1867 Real Island Rd, Equality, AL 36026

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,022 sqft · built 2021
Lot Size	0.922 acres (40,169 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Dec 2020)
Tax Bill	$3,254 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`06-01-02-0-002-041.000`

Property Details

APN / Parcel Number

Primary APN	`06-01-02-0-002-041.000`
Alternative APN	`290820`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,022 sqft Living Area
1st Floor Area	2,022 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stone
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	40,169 sqft (0.922 acres)
Porch	Patio
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1867 REAL ISLAND RD
City	EQUALITY
State	AL
Zip	36026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT L-322 LITTLE KOWALIGA CREEK #3 9/52
Legal Range	20E
Legal Township	20N
Legal Section	02
Legal Subdivision	LITTLE KOWALIGA CREEK
Legal Lot Number	L-322
Jurisdiction	ELMORE AL
Township / Civil Division	ECLECTIC
Census Block Group	2
Census Block	2027
Census Tract	30300

Owner

Source: Elmore County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2524 OLD OAK CIR, VESTAVIA, AL 35243-4425
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Dec 10, 2020	Warranty Deed, Construction Loan · Construction Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2020 · Amount on Record
Deed Sale	Dec 10, 2020 · Amount on Record
Deed Book / Page	2020 / 91445
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	1867 REAL ISLAND RD, EQUALITY, AL 36026-2620
Transaction Type	Mortgage
Record Updated	Apr 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/70427
Date	Aug 18, 2021
Book Page	2021/70427

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Dec 10, 2020
Property Address	1867 REAL ISLAND RD, EQUALITY, AL 36026-2620
Document Number	2020/91445
Book / Page	2020 / 91445
Map Reference	MB 9 PG 52
Instrument Date	Dec 4, 2020
Transaction Type	Construction Loan
Record Updated	Apr 18, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 1ST CT N, BIRMINGHAM, AL 35203-3053

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2524 OLD OAK CIR, VESTAVIA, AL 35243-4425

Mortgage

Document Number	0202091449
Date	Dec 10, 2020
Instrument	2020/91449

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Dec 4, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Dec 1, 2020
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.62%
Index	Other
Max Rate	8.62%

Tax Assessment & Valuation

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,254.00 (-36.3%)
2025	$5,108.00 (+6.91%)	$202,340 (+6.99%)	$1,291,300 (+36.56%) Land $323,870 Building $967,430
2024	$4,778.00	$189,120 (-)	$945,600 (-) Land $323,870 Building $621,730
2023	$4,778.00 (+25.97%)	$189,120 (+33.36%) Land $64,774 Building $124,346	$945,600 (+33.36%) Land $323,870 Building $621,730
2022	$3,793.00	$141,814 Land $62,888 Building $78,926	$709,070 Land $314,440 Building $394,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable	2,000 / 2,000

May also be available: Verizon, Windstream.

Cell Coverage

5G and 4G LTE (outdoors only)

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