1867 Carpenter Dr, Troy, MI 48098 Property Records

Oakland County property record for 1867 Carpenter Dr, Troy, MI 48098

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,606 sqft · built 1987
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$900,000 (Jun 2023)
Tax Bill	$12,139 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`88-20-17-304-014`

Property Details

APN / Parcel Number

Primary APN	`88-20-17-304-014`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	3,606 sqft Living Area
1st Floor Area	2,126 sqft
Basement Area	2,126 sqft
Finished Basement	2,126 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	154 ft deep x 101 ft wide
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	600 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1867 CARPENTER DR
City	TROY
State	MI
Zip	48098-4366
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	T2N, R11E, SEC 17 OAK RIVER EAST SUB NO 1 LOT 119 8-11-86 FR 300-002
Legal Range	11E
Legal Township	2N
Legal Section	17
Legal Subdivision	OAK RIVER EAST SUB #1
Legal Lot Number	8,119
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	3
Census Block	3009
Census Tract	196800

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1867 CARPENTER DR, TROY, MI 48098-4366
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST INDEPENDENCE BANK
May 7, 2019	Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2023 · Amount on Record
Deed Sale	Jun 27, 2023 · Amount on Record
Prior Sale	Oct 19, 2012 · Amount on Record
Deed Document Number	202368718
Deed Book / Page	58692 / 449
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 27, 2023
Property Address	1867 CARPENTER DR, TROY, MI 48098-4366
Document Number	0000068718
Book / Page	58692 / 449
Map Reference	LB 189 PG 9-15
Instrument Date	Jun 6, 2023
Instrument	68718
Transaction Type	Transfer
Record Updated	Jul 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1867 CARPENTER DR, TROY, MI 48098-4366

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 WILSHIRE DR APT 409, 409, TROY, MI 48084-1777

Mortgage

Document Number	0000065965
Date	Jun 16, 2023
Book Page	58676/612
Instrument	65965

Lender

Name	FIRST INDEPENDENCE BANK
Type	Bank
Address	DETROIT, MI 48202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jul 1, 2028
Change Frequency	6 Months
Min Rate At Change	3.87%
Max Rate At Change	7.5%
Index	Other
Max Rate	10.5%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1867 CARPENTER DR, TROY, MI 48098-4366
Document Number	0000080578
Instrument Date	May 7, 2019
Transaction Type	Mortgage
Record Updated	Jun 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1867 CARPENTER DR TROY MI 480984366, TROY, MI 48098-4366

Mortgage

Document Number	0000080578
Date	May 23, 2019
Book Page	052857/000525
Instrument	80578

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 22, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,139.00 (+31.45%)
2023			$603,040 (-)
2022	$9,235.00 Homeowner's exemption	$301,520	$603,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

May also be available: T-Mobile.

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