Kane County property record for 1867 Candlelight Cir, Montgomery, IL 60538
| Property Type | Single Family Home |
|---|---|
| Details | 1,754 sqft · built 2005 |
| Owner | Individual Name on Record |
| Last Sale | $227,000 (Jul 2005) |
| Tax Bill | $5,693 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage Jun 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-34-482-020 |
| Primary APN | 14-34-482-020 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,754 sqft Living Area |
| Gross Area | 2,154 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Condo/Apartment |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 1867 CANDLELIGHT CIR |
|---|---|
| City | MONTGOMERY |
| State | IL |
| Zip | 60538-3504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SILVER SPRINGS CONDO - 8TH AMENDMENT - UNIT 191 BLDG 19 |
| Legal Subdivision | SILVER SPRINGS CONDO |
| Legal Block | 3 |
| Legal Unit | 191 |
| Jurisdiction | KANE IL |
| Township / Civil Division | SUGAR GROVE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 854508 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1867 CANDLELIGHT CIR, MONTGOMERY, IL 60538-3504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
| Date | Document |
|---|---|
| Feb 15, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIFTH THIRD BANK WESTERN MICHIGAN |
| Jun 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST DIRECT LNDG |
| Oct 25, 2016 | Deed of Trust, Mortgage · Conventional Mortgage FIRST DIRECT LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2005 · Amount on Record |
| Deed Sale | Jul 8, 2005 · Amount on Record |
| Deed Document Number | 200577908 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1867 CANDLELIGHT CIR, MONTGOMERY, IL 60538-3504 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007369 |
|---|---|
| Date | Feb 15, 2018 |
| Instrument | 2018K007369 |
| Name | FIFTH THIRD BANK WESTERN MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 25, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1867 CANDLELIGHT CIR, MONTGOMERY, IL 60538-3504 |
| Document Number | 0000034008 |
| Instrument Date | Jun 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1867 CANDLELIGHT CIR MONTGOMERY IL 605383504, MONTGOMERY, IL 60538-3504 |
| Document Number | 0000034008 |
|---|---|
| Date | Jul 3, 2017 |
| Instrument | 34008 |
| Name | FIRST DIRECT LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 2, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1867 CANDLELIGHT CIR, MONTGOMERY, IL 60538-3504 |
| Document Number | 0000016502 |
| Instrument Date | Oct 25, 2016 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2017 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 1867 CANDLELIGHT CIR MONTGOMERY IL 605383504, MONTGOMERY, IL 60538-3504 |
| Document Number | 0000016502 |
|---|---|
| Date | Apr 3, 2017 |
| Instrument | 16502 |
| Name | FIRST DIRECT LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 2, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Sugar Grove Township |
| Municipality | Montgomery Village |
| Unified School District | Yorkville Community Unit School District 115 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,693.00 (+7.21%) Homeowner's exemption | ||
| 2024 | $72,380 (+20.1%) Land $11,006 Building $61,374 | $217,227 (+20.15%) Land $33,031 Building $184,196 | |
| 2022 | $5,310.00 (+3.73%) Homeowner's exemption | $60,264 (+5.08%) Land $9,164 Building $51,100 | $180,792 (+5.08%) Land $27,492 Building $153,300 |
| 2021 | $5,119.00 Homeowner's exemption | $57,351 Land $8,721 Building $48,630 | $172,053 Land $26,163 Building $145,890 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY serves 28,956 people · EPA ID IL0894690 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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