Ottawa County property record for 18665 Cambridge, Spring Lake, MI 49456
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,560 sqft · built 1967 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,583 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-03-18-476-015 |
| Primary APN | 70-03-18-476-015 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,560 sqft Living Area |
| 1st Floor Area | 1,136 sqft |
| Basement Area | 576 sqft |
| Unfinished Basement | 576 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Lot Area | 16,988 sqft (0.39 acres) |
| Lot Dimensions | 103 ft deep x 165 ft wide |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Floor/Wall Furnace |
|---|---|
| Heating Fuel | Electric |
| Street Address | 18665 CAMBRIDGE |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-9443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Description | LOTS 257 & 258 GRAND HAVEN BEACH SUB NO 2 |
| Legal Range | 13 |
| Legal Township | 5 |
| Legal Section | 18 |
| Legal Subdivision | GRAND HAVEN BEACH SUB |
| Legal Block | 476 |
| Legal Lot Number | 257-258 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | FERRYSBURG |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 20600 |
18665 Cambridge is owned and occupied by two individuals who acquired it in June 2003.
Source: Ottawa County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18665 CAMBRIDGE, SPRING LAKE, MI 49456-9443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 16, 2003 |
| Transfer Doc | 4132000715 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 18665 Cambridge was $7,583 with a homeowner's exemption.
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| Municipality | Ferrysburg City |
| Unified School District | Grand Haven Area Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $500,500 | $1,001,000 | |
| 2025 | $7,583.00 | ||
| 2023 | $377,800 | $755,600 | |
| 2022 | $7,537.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18665 Cambridge in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1985–1986) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18665 Cambridge is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERRYSBURG serves 3,268 people · EPA ID MI0002285 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST OTTAWA CO WATER SYST |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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