1866 Willis St NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1866 Willis St NE, Palm Bay, FL 32905

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,062 sqft · built 1991
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$138,000 (Apr 2013)
Tax Bill$97 (2025)
Deeds & MortgagesMar 2017 Mortgage
May 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN28-37-27-75-133-2

Property Details

APN / Parcel Number

Primary APN28-37-27-75-133-2
Alternative APNs
  • 28-37-27-75-00133.0-0002.00
  • 2835981

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,062 sqft Living Area
Gross Area2,915 sqft
1st Floor Area2,062 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2009
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions125 ft deep x 83 ft wide
Garage TypeAttached
Garage Area462 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area391 sqft
Deck Area462 sqft
Patio Area207 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2835981
Street Address1866 WILLIS ST NE
CityPALM BAY
StateFL
Zip32905-5114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS2
Legal DescriptionPORT MALABAR UNIT 5 LOT 2 BLK 133
Legal Range37E
Legal Township28S
Legal Section27
Legal SubdivisionPORT MALABAR UNIT 5
Legal Block133
Legal Lot Number2
Legal Unit5
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group3
Census Block3000
Census Tract65129

Owner

1866 Willis St NE is owned and occupied by two individuals who bought it in April 2013.

Source: Brevard County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address1866 WILLIS ST NE, PALM BAY, FL 32905-5114
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2017Deed of Trust, Mortgage · Commercial Mortgage
REGIONS BANK
May 8, 2020Deed of Trust, Mortgage · FHA Mortgage
AMERICAN ADVISORS
May 8, 2020Deed of Trust, Mortgage · FHA Mortgage
COMMISSIONER/HSNG & URBAN DEV
Apr 25, 2018Deed of Trust, Mortgage · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 15, 2013 · Amount on File
Deed SaleApr 15, 2013 · Amount on File
Prior SaleJul 28, 1999 · Amount on File
Deed Document Number201384724
Deed Book / Page6853 / 229
Record UpdatedSep 20, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address1866 WILLIS ST NE, PALM BAY, FL 32905-5114
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0078510329
DateMar 28, 2017
Book Page7851/0329
Instrument2017063231
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term180 Months
DueMar 20, 2032

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address1866 WILLIS ST NE, PALM BAY, FL 32905-5114
Document Number0087412789
Instrument DateMay 8, 2020
Transaction TypeMortgage
Record UpdatedJun 26, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1866 WILLIS ST NE PALM BAY FL 329055114, PALM BAY, FL 32905-5114

Mortgage

Document Number0087412789
DateMay 14, 2020
Book Page008741/002789
Instrument104923
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term996 Months
Interest
Rate TypeAdjustable Rate
Rate3.04%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address1866 WILLIS ST NE, PALM BAY, FL 32905-5114
Document Number0087412803
Instrument DateMay 8, 2020
Transaction TypeMortgage
Record UpdatedJun 26, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1866 WILLIS ST NE PALM BAY FL 329055114, PALM BAY, FL 32905-5114

Mortgage

Document Number0087412803
DateMay 14, 2020
Book Page008741/002803
Instrument104924
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term996 Months
Interest
Rate TypeAdjustable Rate
Rate3.04%

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address1866 WILLIS ST NE, PALM BAY, FL 32905-5114
Document Number0081551483
Instrument DateApr 25, 2018
Transaction TypeMortgage
Record UpdatedMay 15, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1866 WILLIS ST NE PALM BAY FL 329055114, PALM BAY, FL 32905-5114

Mortgage

Document Number0081551483
DateMay 3, 2018
Book Page008155/001483
Instrument99542
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MT 65203
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMay 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1866 Willis St NE was $97 with a veteran's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$133,240 (+2.7%)$314,070 (+1%)
2025$97.00 Disabled Person's exemption Veteran's exemption$129,740$310,970 Land $45,000 Building $265,970
2023$91.00 (+4.6%) Disabled Person's exemption Veteran's exemption$122,420 (+3%)$314,030 (+17.36%) Land $37,500 Building $276,530
2022$87.00 Disabled Person's exemption Veteran's exemption$118,860$267,580 Land $33,000 Building $234,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1866 Willis St NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims2 (2019–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1866 Willis St NE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM BAY
serves 140,750 people · EPA ID FL3050442
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wire 3
Fiber
10,000 / 10,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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