Elmore County property record for 1866 E Cotton Rd, Eclectic, AL 36024 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,584 sqft · built 1975 |
| Lot Size | 2.3 acres (100,188 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $384 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-09-31-0-000-016.000 |
| Primary APN | 07-09-31-0-000-016.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| 1st Floor Area | 1,584 sqft |
| Utility Area | 160 sqft |
| Utility Room | Utility Room |
| Flooring | Other |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 100,188 sqft (2.3 acres) |
| Terrain | Other |
| Porch | Open Porch |
| Porch Area | 132 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 34610 |
|---|---|
| Old Parcel Number | 0709310000016000 |
| Street Address | 1866 E COTTON RD |
| City | ECLECTIC |
| State | AL |
| Zip | 36024-7302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.30 ACRES SEC 31 T20 R21 |
| Legal Range | 21 |
| Legal Township | 20N |
| Legal Section | 31 |
| Jurisdiction | ELMORE AL |
| Township / Civil Division | ECLECTIC |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 30500 |
Source: Elmore County records · APN 07-09-31-0-000-016.000
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1866 E COTTON RD, ECLECTIC, AL 36024-7302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 04, 2023 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Mar 10, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 1866 E COTTON RD, ECLECTIC, AL 36024-7302 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1866 E COTTON RD, ECLECTIC, AL 36024-7302 |
| Document Number | 2023/34583 |
|---|---|
| Date | Aug 04, 2023 |
| Book Page | 2023/34583 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 28, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 1866 E COTTON RD, ECLECTIC, AL 36024-7302 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1866 E COTTON RD, ECLECTIC, AL 36024-7302 |
| Document Number | 2021/20561 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 2021/20561 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 260 Months |
| Due | Nov 01, 2042 |
Source: Elmore County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Elmore County |
| Unified School District | Elmore County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $384.00 | $15,100 (-) | $151,050 (-) Land $31,050 Building $120,000 |
| 2024 | $384.00 | $15,100 (-0.03%) | $151,050 (-) Land $31,050 Building $120,000 |
| 2023 | $384.00 (+15.66%) | $15,105 (+16.12%) Land $3,105 Building $12,000 | $151,050 (+16.12%) Land $31,050 Building $120,000 |
| 2022 | $332.00 | $13,008 Land $1,978 Building $11,030 | $130,080 Land $19,780 Building $110,300 |
Source: FEMA National Flood Hazard Layer, Elmore County (01051C), updated February 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Moderate above 65% of the US · above 85% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 410 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Telapex | Fiber | 2,000 / 2,000 |
| Telapex | Cable | 300 / 40 |
| Uniti Group | DSL | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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