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1866 E 31st St, Lorain, OH 44055 Property Records

Lorain County property record for 1866 E 31st St, Lorain, OH 44055 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,882 sqft · built 1900
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$205,000 (Jun 2024)
Tax Bill$1,370 (2025)
Deeds & MortgagesApr 2025 Mortgage
Aug 2023 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN03-00-095-104-012

Property Details

APN / Parcel Number

Primary APN03-00-095-104-012

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,882 sqft Living Area
1st Floor Area783 sqft
2nd Floor Area1,121 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area9,583 sqft (0.219 acres)
Lot Dimensions192 ft deep x 50 ft wide
Garage TypeDetached
Garage Area792 sqft
Parking Spaces3 Parking Spaces
PorchEnclosed Porch
Porch Area484 sqft
Patio Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1866 E 31ST ST
CityLORAIN
StateOH
Zip44055-1810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHEFFIELD LAND CO 50 X 192
Legal SubdivisionSHEFFIELD LAND COMPANYS SUBDIVISION #1
Legal Block104
Legal Lot Number624
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group2
Census Block2000
Census Tract23100

Owner

Source: Lorain County records · APN 03-00-095-104-012

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1866 E 31ST ST, LORAIN, OH 44055-1810
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2025Deed of Trust, Mortgage · FHA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Aug 15, 2023Warranty Deed, Transfer
May 19, 2020Warranty Deed, Transfer
FIDELITY NATIONAL TITLE
Nov 21, 2018Warranty Deed, Transfer
OHIO REAL TITLE
Jun 25, 2018Grant Deed, Transfer
ORANGE COAST LENDER SERVICES LLC
Mar 30, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 18, 2024 · Amount on Record
Deed SaleJun 18, 2024 · Amount on Record
Prior SaleAug 15, 2023 · Amount on Record
Deed Document Number2024003077
Record UpdatedSep 20, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address1866 E 31ST ST, LORAIN, OH 44055-1810
Transaction TypeMortgage
Record UpdatedJun 02, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address1866 E 31ST ST, LORAIN, OH 44055-1810

Mortgage

Document Number0000049799
DateApr 21, 2025
Instrument2025-0049799
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2055

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateAug 15, 2023
Property Address1866 E 31ST ST, LORAIN, OH 44055-1810
Document Number0000925804
Map ReferenceVOL 4 PG 23
Instrument DateAug 11, 2023
Instrument2023-0925804
Transaction TypeTransfer
Record UpdatedAug 23, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1866 E 31ST ST, LORAIN, OH 44055-1810
InvestorPossibly a Property Investor

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateMay 19, 2020
Property Address1866 E 31ST ST, LORAIN, OH 44055-1810
Document Number0000760812
Instrument DateMay 14, 2020
Instrument760812
Transaction TypeTransfer
Record UpdatedMay 29, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$40.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1866 E 31ST ST LORAIN OH 440551810, LORAIN, OH 44055-1810

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateNov 21, 2018
Property Address1866 E 31ST ST, LORAIN, OH 44055-1810
Document Number0000695886
Instrument DateNov 20, 2018
Instrument695886
Transaction TypeTransfer
Record UpdatedDec 04, 2018
Title CompanyOHIO REAL TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1866 E 31TH ST LORAIN OH 44055, LORAIN, OH 44055

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLORAIN OH
Recording DateJun 25, 2018
Property Address1866 E 31ST ST, LORAIN, OH 44055-1810
Document Number0000677328
Instrument DateMay 29, 2018
Instrument677328
Transaction TypeTransfer
Record UpdatedJul 09, 2018
Title CompanyORANGE COAST LENDER SERVICES LLC

Transaction

AmountAmount Recorded
Tax$22.40
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address910 N CORNEJO WAY AZUSA CA 917026285, AZUSA, CA 91702-6285

March 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionLORAIN OH
Recording DateMar 30, 2018
Property Address1866 E 31ST ST, LORAIN, OH 44055-1810
Document Number0000666701
Instrument DateMar 28, 2018
Instrument666701
Transaction TypeForeclosure
Record UpdatedApr 13, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$56.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address999 NW GRAND BLVD OKLAHOMA CITY OK 731186051, OKLAHOMA CITY, OK 73118-6051

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,370.00$35,850 (+0.01%) Land $5,400 Building $30,450$102,420 (-) Land $15,430 Building $86,990
2024$1,370.00 (+77.46%)$35,848 (+145.08%) Land $5,401 Building $30,447$102,420 (+145.08%) Land $15,430 Building $86,990
2023$772.00 (-3.98%)$14,627 (-0.02%) Land $3,290 Building $11,337$41,790 (-) Land $9,400 Building $32,390
2022$804.00$14,630 Land $3,290 Building $11,340
2021$41,790 Land $9,400 Building $32,390

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930231002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 25 individual NFIP policies nearby
Nearby Flood Policies25 in force
22 of 25 on primary residences
Nearby Flood Claims3 (2023)
Most Recent ClaimAug 2023, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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