18656 Vessing Ct, Saratoga, CA 95070 Property Records

Santa Clara County property record for 18656 Vessing Ct, Saratoga, CA 95070

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,948 sqft · built 1900
Lot Size	1.41 acres (61,855 sqft)
Owner	2 Company Names on File
Last Sale	$3,850,000 (Mar 2021)
Tax Bill	$50,846 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Mar 2020 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`397-06-110`

Property Details

APN / Parcel Number

Primary APN	`397-06-110`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,948 sqft Living Area
Gross Area	3,769 sqft
1st Floor Area	2,306 sqft
2nd Floor Area	1,463 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	H-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	61,855 sqft
Terrain	Gentle Slope
Garage Area	708 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Pool Area	8,360 sqft
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	18656 VESSING CT
City	SARATOGA
State	CA
Zip	95070-5666
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT C
Legal Subdivision	JAMES R DYER
Legal Lot Number	C
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	5
Census Block	5005
Census Tract	507301

Owner

18656 Vessing Ct is owned by a company that bought it in March 2021.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Company Names on File
Mailing Address	18656 VESSING CT, SARATOGA, CA 95070-5666
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 18, 2020	Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2021 · Amount on File
Deed Sale	Mar 25, 2021 · Amount on File
Prior Sale	Mar 9, 2015 · Amount on File
Deed Document Number	202124891428
Prior Transfer Date	Nov 6, 1998
Prior Transfer Doc	0014523061
Record Updated	Oct 29, 2026

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 25, 2021
Property Address	18656 VESSING CT, SARATOGA, CA 95070-5666
Document Number	0024891428
Map Reference	MB 341 PG 32
Instrument Date	Mar 22, 2021
Instrument	24891428
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	18656 VESSING CT, SARATOGA, CA 95070-5666

Mortgage

Document Number	0024891429
Date	Mar 25, 2021
Instrument	24891429

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.87%
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	3.87%
Index	Other
Max Rate	6.87%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	18656 VESSING CT, SARATOGA, CA 95070-5666
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024432369
Date	Mar 18, 2020
Instrument	24432369

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 26, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 18656 Vessing Ct was $50,846.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Saratoga City
Elementary School District	Campbell Union Elementary School District (KG - 08)
Secondary School District	Campbell Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,250,709 (+2.43%) Land $3,201,834 Building $1,048,875
2025	$50,846.00 Homeowner's exemption	$4,150,000 Land $3,130,000 Building $1,020,000
2023	$43,033.00 (-10.67%) Homeowner's exemption	$3,530,000 Land $2,658,900 Building $871,100
2022	$48,173.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 18656 Vessing Ct in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1983–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18656 Vessing Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL	100 / 20

May also be available: Cruzio, Frontier, Ridge Wireless, T-Mobile, Verizon.

Nearby Properties on Vessing Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures