18656 Delta Ct, Lathrop, CA 95330 Property Records

San Joaquin County property record for 18656 Delta Ct, Lathrop, CA 95330

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 3,480 sqft · built 2015
Lot Size0.291 acres (12,678 sqft)
OwnerIndividual Name on File
Last Sale$530,000 (Mar 2015)
Tax Bill$11,737 (2025)
Deeds & MortgagesMay 2021 Mortgage
Apr 2019 Second Mortgage
Flood ZoneZone X (reduced by levee)
APN213-410-120-000

Property Details

APN / Parcel Number

Primary APN213-410-120-000
Alternative APN
  • 213-410-12

Interior

Bedrooms5 Beds
Full Baths5 Baths
Stories2 Stories
Building Area3,480 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Construction TypeWood
Lot Area12,678 sqft (0.291 acres)
Parking Spaces3 Parking Spaces
Pool TypePool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number213-410-12
Street Address18656 DELTA CT
CityLATHROP
StateCA
Zip95330-8547
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description14-FM PT OF 213-310-13/RM 42-4
Legal SubdivisionRIVER ISLANDS VILLAGE C3
Legal Block1
Legal Lot Number25
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1077
Census Tract5214

Owner

Source: San Joaquin County records · APN 213-410-120-000

Assessment roll updated September 24, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address18656 DELTA CT, LATHROP, CA 95330-8547
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 04, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP
Apr 24, 2019Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 04, 2015 · Amount on Record
Deed SaleMar 04, 2015 · Amount on Record
Deed Document Number201523440
Last Transfer DateApr 28, 2021
Transfer Doc0000078073
Record UpdatedSep 20, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateMay 04, 2021
Property Address18656 DELTA CT, LATHROP, CA 95330-8547
Document Number0000078073
Map ReferenceMB 42 PG 4
Instrument DateApr 28, 2021
Instrument2021-078073
Transaction TypeTransfer
Record UpdatedMay 14, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18656 DELTA CT, LATHROP, CA 95330-8547

Mortgage

Document Number0000078074
DateMay 04, 2021
Instrument2021-078074
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2051

April 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateApr 24, 2019
Property Address18656 DELTA CT, LATHROP, CA 95330-8547
Document Number0000040701
Map ReferenceMB 42 PG 4
Instrument DateApr 17, 2019
Instrument2019-040701
Transaction TypeTransfer
Record UpdatedAug 03, 2021
Title CompanyCHICAGO TITLE CO STOCKTON

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18656 DELTA CT, LATHROP, CA 95330-8547

Mortgage

Document Number0000040703
DateApr 24, 2019
Instrument2019-040703
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2049

Mortgage

Document Number0000040702
DateApr 24, 2019
Instrument2019-040702
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2049

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLathrop City
Unified School DistrictBanta Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$11,737.00 (+4.66%) Homeowner's exemption$654,694 (+4.04%) Land $221,991 Building $432,703
2023$11,214.00 (+2.02%) Homeowner's exemption$629,273 Land $213,372 Building $415,901$895,500
2022$10,992.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770052141, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 107 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies107 in force

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 127 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber · Fixed Wireless in parts of the area
1,000 / 1,000
UnWired Broadband Holding
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Zinnia Networks
Fixed Wireless
200 / 40
Cal.net
Fixed Wireless
100 / 20

May also be available: Ayera Technologies.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCITY OF LATHROP
serves 38,596 people
Water SourcePurchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State InspectionDec 2024
Also Mapped HereSAN JOAQUIN COUNTY-MOKELUMNE ACRES
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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