18655 Twilight Rd, Keota, OK 74941 Property Records

Le Flore County property record for 18655 Twilight Rd, Keota, OK 74941

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,194 sqft · built 1987
Lot Size	80 acres (3,486,107 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Nov 2020)
Tax Bill	$1,746 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Aug 2023 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`15289`

Property Details

APN / Parcel Number

Primary APN	`15289`
Alternative APN	`0000-18-09N-24E-0-004-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,194 sqft Living Area
1st Floor Area	2,194 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	3,486,107 sqft (80 acres)
Garage Type	Attached
Garage Area	600 sqft
Porch	Slab
Porch Area	558 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	15289
Street Address	18655 TWILIGHT RD
City	KEOTA
State	OK
Zip	74941-6411
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	TM
Legal Description	SEC 18 TWP 9N RNG 24E NE SE & E1/2 NW SE & SW NW SE & NE NE SW & PT SE NE SW BEG NE COR S01DG03' E 50 N46DG02'W 70.72 N88DG57
Legal Range	24E
Legal Township	09N
Legal Section	18
Jurisdiction	LE FLORE OK
Township / Civil Division	SPIRO
Census Block Group	1
Census Block	1012
Census Tract	40299

Owner

Source: Le Flore County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18655 TWILIGHT RD, KEOTA, OK 74941-6411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Deed of Trust, Mortgage · Commercial Mortgage THE CITIZENS BANK
Aug 10, 2023	Deed of Trust, Mortgage · Line of Credit THE CITIZENS BANK
Aug 10, 2023	Deed of Trust, Mortgage · Construction Mortgage THE CITIZENS BANK
Oct 18, 2022	Deed of Trust, Mortgage · Line of Credit THE CITIZENS BANK
Nov 2, 2020	Warranty Deed, Transfer · Line of Credit FIRST NATIONAL BANK
May 15, 2018	Loan Modification, Mortgage FIRST FIN'L BK&TR
May 15, 2018	Loan Modification, Mortgage FIRST FIN'L BK&TR
Apr 27, 2018	Deed of Trust, Mortgage FARM SVC AGCY US DEPT/AGRICULT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2020 · Amount on Record
Deed Sale	Nov 2, 2020 · Amount on Record
Prior Sale	Apr 20, 2005 · Amount on Record
Deed Document Number	20207858
Deed Book / Page	2122 / 704
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LE FLORE OK
Property Address	18655 TWILIGHT RD, KEOTA, OK 74941-6411
Transaction Type	Mortgage
Record Updated	Apr 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0022580952
Date	Mar 26, 2024
Book Page	2258/952
Instrument	2140

Lender

Name	THE CITIZENS BANK
Type	Bank
Address	BATESVILLE, AR 72503

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 15, 2034

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LE FLORE OK
Property Address	18655 TWILIGHT RD, KEOTA, OK 74941-6411
Transaction Type	Mortgage
Record Updated	Sep 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18655 TWILIGHT RD, KEOTA, OK 74941-6411
Investor	Possibly a Property Investor

Mortgage

Document Number	0022320115
Date	Aug 10, 2023
Book Page	2232/115
Instrument	5765

Lender

Name	THE CITIZENS BANK
Type	Bank
Address	SILOAM SPRINGS, AR 72761

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	252 Months
Due	Aug 9, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LE FLORE OK
Property Address	18655 TWILIGHT RD, KEOTA, OK 74941-6411
Transaction Type	Mortgage
Record Updated	Sep 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18655 TWILIGHT RD, KEOTA, OK 74941-6411
Investor	Possibly a Property Investor

Mortgage

Document Number	0022320146
Date	Aug 10, 2023
Book Page	2232/146
Instrument	5768

Lender

Name	THE CITIZENS BANK
Type	Bank
Address	SILOAM SPRINGS, AR 72761

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	96 Months
Due	Aug 9, 2031

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LE FLORE OK
Property Address	18655 TWILIGHT RD, KEOTA, OK 74941-6411
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18655 TWILIGHT RD, KEOTA, OK 74941-6411
Investor	Possibly a Property Investor

Mortgage

Document Number	0022040152
Date	Oct 18, 2022
Book Page	2204/152
Instrument	9093

Lender

Name	THE CITIZENS BANK
Type	Bank
Address	SILOAM SPRINGS, AR 72761

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 18, 2042

Interest

Rate Type	Adjustable Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LE FLORE OK
Recording Date	Nov 2, 2020
Property Address	18655 TWILIGHT RD, KEOTA, OK 74941-6411
Document Number	0021220704
Book / Page	2122 / 704
Instrument Date	Oct 30, 2020
Instrument	7858
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	ALLIANT NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Tax	$352.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18655 TWILIGHT RD, KEOTA, OK 74941-6411
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007859
Date	Nov 2, 2020
Instrument	7859

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Oct 30, 2040

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LE FLORE OK
Property Address	18655 TWILIGHT RD, KEOTA, OK 74941-6411
Document Number	0020380337
Instrument Date	May 15, 2018
Transaction Type	Mortgage
Record Updated	Aug 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18655 TWILIGHT RD KEOTA OK 749416411, KEOTA, OK 74941-6411

Mortgage

Document Number	0020380337
Date	Jun 25, 2018
Book Page	002038/000337
Instrument	4484

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	EL DORADO, AR 71730

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 24, 2033

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LE FLORE OK
Property Address	18655 TWILIGHT RD, KEOTA, OK 74941-6411
Document Number	0020380031
Instrument Date	May 15, 2018
Transaction Type	Mortgage
Record Updated	Aug 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18655 TWILIGHT RD KEOTA OK 749416411, KEOTA, OK 74941-6411

Mortgage

Document Number	0020380031
Date	Jun 25, 2018
Book Page	002038/000031
Instrument	4485

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	EL DORADO, AR 71730

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jun 24, 2023

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LE FLORE OK
Property Address	18655 TWILIGHT RD, KEOTA, OK 74941-6411
Document Number	0020330029
Instrument Date	Apr 27, 2018
Transaction Type	Mortgage
Record Updated	Jun 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18655 TWILIGHT RD KEOTA OK 749416411, KEOTA, OK 74941-6411

Mortgage

Document Number	0020330029
Date	Apr 30, 2018
Book Page	002033/000029
Instrument	2896

Lender

Name	FARM SVC AGCY US DEPT/AGRICULT
Address	POTEAU, OK 74953

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 29, 2038

Tax Assessment & Valuation

Source: Le Flore County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Le Flore County
Unified School District	Keota Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,080 (+3.01%) Land $1,455 Building $19,625	$191,632 (-7.37%) Land $13,223 Building $178,409
2025	$1,746.00 (+5.37%) Homeowner's exemption	$20,465 (+6.09%) Land $1,412 Building $19,053	$206,880 (+17.97%) Land $22,964 Building $183,916
2023	$1,657.00 (+3.18%) Homeowner's exemption	$19,291 (+1.8%) Land $1,601 Building $17,690	$175,372 (-) Land $14,558 Building $160,814
2022	$1,606.00 Homeowner's exemption	$18,949 Land $1,601 Building $17,348	$175,372 Land $14,558 Building $160,814

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 85% of Oklahoma
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEFLORE CO. RWD #14 serves 9,077 people · EPA ID OK3004001
Water Source	Purchased surface water from POTEAU VALLEY IMPROVEMENT AUTHORITY
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cross Wireless DSL	100 / 20
T-Mobile Fixed Wireless	25 / 3

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