18655 Swan Rd, Ramona, CA 92065 Property Records

San Diego County property record for 18655 Swan Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3,054 sqft · built 2018
Lot Size	20.5 acres (892,980 sqft)
Owner	Individual Name on Record
Last Sale	$680,000 (Nov 2018)
Tax Bill	$8,402 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Nov 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`287-021-16-00`

Property Details

APN / Parcel Number

Primary APN	`287-021-16-00`

Interior

Building Area	3,054 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	892,980 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	18655 SWAN RD
City	RAMONA
State	CA
Zip	92065-6783
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A72
Legal Description	SEC 17-13-2E NWQ PAR A PER DOC01-444483 IN
Legal Range	02E
Legal Township	13
Legal Section	17
Legal Subdivision	OLD JULIAN HWY DIV 1
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1008
Census Tract	20810

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18655 SWAN RD, RAMONA, CA 92065-6783
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2019	Deed of Trust, Mortgage · FHA Mortgage HOMESTREET BANK
Nov 20, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Nov 7, 2018	Grant Deed, Transfer · FHA Mortgage HOMESTREET BANK
Apr 9, 2018	Deed of Trust, Mortgage DENNIS W CONNER
Nov 2, 2017	Loan Modification, Mortgage MASCOT REALTY INC R/TR (CT)
Jun 1, 2017	Loan Modification, Mortgage MASCOT REALTY INC R/TR (CT)
Jan 11, 2017	Trustee's Deed, Construction Loan · Construction Mortgage MASCOT REALTY INC R/TR (CT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2018 · Amount on Record
Deed Sale	Nov 7, 2018 · Amount on Record
Prior Sale	Dec 29, 2016 · Amount on Record
Deed Document Number	2018466104
Last Transfer Date	Nov 12, 2020
Transfer Doc	0000738301
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	18655 SWAN RD, RAMONA, CA 92065-6783
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000617236
Date	Dec 31, 2019
Instrument	2019-0617236

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 20, 2020
Property Address	18655 SWAN RD, RAMONA, CA 92065-6783
Document Number	0000738301
Instrument Date	Nov 12, 2020
Instrument	2020-0738301
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18655 SWAN RD, RAMONA, CA 92065-6783

Mortgage

Document Number	0000738302
Date	Nov 20, 2020
Instrument	2020-0738302

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 7, 2018
Property Address	18655 SWAN RD, RAMONA, CA 92065-6783
Document Number	0000466104
Instrument Date	Oct 9, 2018
Instrument	2018-0466104
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE COMPANY SAN DIEG

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18655 SWAN RD, RAMONA, CA 92065-6783

Mortgage

Document Number	0000466105
Date	Nov 7, 2018
Instrument	2018-0466105

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	18655 SWAN RD, RAMONA, CA 92065-6783
Document Number	0000142236
Instrument Date	Apr 9, 2018
Transaction Type	Mortgage
Record Updated	Apr 16, 2018
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	25431 RANCHO BARONA RD RAMONA CA 920655134, RAMONA, CA 92065-5134

Mortgage

Document Number	0000142236
Date	Apr 10, 2018
Instrument	142236

Lender

Name	DENNIS W CONNER
Address	2300 BOSWELL RD # 215, CHULA VISTA, CA 91914-3523

Agreement

Amount	Amount Recorded

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	18655 SWAN RD, RAMONA, CA 92065-6783
Document Number	0000523876
Instrument Date	Nov 2, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	18655 SWAN RD RAMONA CA 92065, RAMONA, CA 92065

Mortgage

Document Number	0000523876
Date	Nov 9, 2017
Instrument	523876

Lender

Name	MASCOT REALTY INC R/TR (CT)
Address	PO BOX 847, BONITA, CA 91908-0847

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Nov 8, 2018

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	18655 SWAN RD, RAMONA, CA 92065-6783
Document Number	0000258125
Instrument Date	Jun 1, 2017
Transaction Type	Mortgage
Record Updated	Jun 15, 2017
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	18655 SWAN RD RAMONA CA 92065, RAMONA, CA 92065

Mortgage

Document Number	0000258125
Date	Jun 8, 2017
Instrument	258125

Lender

Name	MASCOT REALTY INC R/TR (CT)

Agreement

Amount	Amount Recorded

January 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 11, 2017
Property Address	18655 SWAN RD, RAMONA, CA 92065-6783
Instrument Date	Jan 4, 2017
Instrument	15156
Transaction Type	Construction Loan
Record Updated	Nov 16, 2018
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	25431 RANCHO BARONA RD RAMONA CA 920655134, RAMONA, CA 92065-5134

Mortgage

Document Number	0000015156
Date	Jan 11, 2017
Instrument	15156

Lender

Name	MASCOT REALTY INC R/TR (CT)
Address	PO BOX 847, BONITA, CA 91908-0847

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$773,719 (+2%) Land $221,874 Building $551,845
2025	$8,402.00 (+4.15%) Homeowner's exemption	$758,549 (+4.04%) Land $217,524 Building $541,025
2023	$8,067.00 (+1.45%) Homeowner's exemption	$729,095 Land $209,078 Building $520,017
2022	$7,952.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2005–2015)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.8% of the US · above 92% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

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