18655 Schubert Rd, Defiance, OH 43512 Property Records

Defiance County property record for 18655 Schubert Rd, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,172 sqft · built 2016
Lot Size	2.55 acres (111,252 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Jul 2021)
Tax Bill	$2,582 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`F120032000401`

Property Details

APN / Parcel Number

Primary APN	`F120032000401`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,172 sqft Living Area
Gross Area	5,132 sqft
1st Floor Area	1,468 sqft
Upper Floors Area	704 sqft
Basement Area	704 sqft
Unfinished Basement	704 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	111,252 sqft (2.55 acres)
Garage Type	Mixed
Garage Area	1,464 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	140 sqft
Deck Area	392 sqft
Patio Area	350 sqft
Shed	1 Shed
Shed Area	64 sqft
Lean-To	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	18655 SCHUBERT RD
City	DEFIANCE
State	OH
Zip	43512-8947
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 32 PT OF NW 1/4 OF SW 1/4
Jurisdiction	DEFIANCE OH
Township / Civil Division	HIGHLAND
Census Block Group	3
Census Block	3028
Census Tract	958900

Owner

18655 Schubert Rd is owned and occupied by two individuals who bought it in July 2021.

Source: Defiance County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18655 SCHUBERT RD, DEFIANCE, OH 43512-8947
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Warranty Deed, Transfer MIDWEST COMMUNITY FCU
Apr 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE CITIZENS NATIONAL BANK OF BLUFFTON
May 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATL BANK OF CHILLICOTHE
Nov 22, 2017	Deed of Trust, Mortgage · Line of Credit THE CITIZENS NATIONAL BANK OF BLUFFTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2021 · Amount on File
Deed Sale	Jul 23, 2021 · Amount on File
Prior Sale	Oct 21, 2009 · Amount on File
Deed Document Number	20214108
Deed Book / Page	440 / 2100
Prior Transfer Date	Nov 3, 2016
Prior Transfer Doc	399/2946
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Jul 23, 2021
Property Address	18655 SCHUBERT RD, DEFIANCE, OH 43512-8947
Document Number	440/2100
Book / Page	440 / 2100
Instrument Date	Jul 23, 2021
Instrument	202100004108
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18655 SCHUBERT RD, DEFIANCE, OH 43512-8947

Mortgage

Document Number	202100004109
Date	Jul 23, 2021
Instrument	202100004109

Lender

Name	MIDWEST COMMUNITY FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	18655 SCHUBERT RD, DEFIANCE, OH 43512-8947
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	427/154
Date	Apr 8, 2020
Book Page	427/154
Instrument	202000001468

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	18655 SCHUBERT RD, DEFIANCE, OH 43512-8947
Transaction Type	Mortgage
Record Updated	May 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	404/0388
Date	May 12, 2017
Book Page	404/0388
Instrument	201700002093

Lender

Name	CITIZENS NATL BANK OF CHILLICOTHE
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	18655 SCHUBERT RD, DEFIANCE, OH 43512-8947
Transaction Type	Mortgage
Record Updated	Apr 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	408/0690
Date	Nov 22, 2017
Book Page	408/0690
Instrument	201700004974

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Nov 14, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 18655 Schubert Rd was $2,582.

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Highland Township
Unified School District	Ayersville Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,582.00	$66,860 (-) Land $7,440 Building $59,420
2024	$2,582.00 (+0.98%)	$66,860 (-) Land $7,440 Building $59,420	$191,020 (%) Land $21,250 Building $169,770
2023	$2,557.00 (+12.79%)	$66,860 (+39.15%) Land $7,440 Building $59,420	$191,028 Land $21,257 Building $169,771
2022	$2,267.00	$48,050 Land $6,720 Building $41,330
2020			$137,270 Land $19,190 Building $118,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18655 Schubert Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18655 Schubert Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arthur Mutual Telephone Fiber	1,000 / 500
MetaLINK Technologies Fixed Wireless	500 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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