Wayne County property record for 18655 Oak Dr, Detroit, MI 48221
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,493 sqft · built 1939 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $43,930 (May 2013) |
| Tax Bill | $4,493 (2025) |
| Deeds & Mortgages | Dec 2023 Second Mortgage Nov 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 02003885 |
| Primary APN | 02003885 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 5 Stories |
| Building Area | 2,493 sqft Living Area |
| 1st Floor Area | 1,269 sqft |
| Basement Area | 1,245 sqft |
| Unfinished Basement | 1,245 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 163 ft deep x 50 ft wide |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 214 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 18655 OAK DR |
|---|---|
| City | DETROIT |
| State | MI |
| Zip | 48221-2261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | W OAK DRIVE 78 AND HALF VAC ALLEY ADJ PALMER PARK GARDENS SUB L30 P52 PLATS, W C R 2/138 50 X 163 |
| Legal Subdivision | PALMER PARK GARDENS |
| Legal Block | 607 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | DETROIT |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 538400 |
18655 Oak Dr is owned and occupied by two individuals who acquired it in January 2022.
Source: Wayne County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18655 OAK DR, DETROIT, MI 48221-2261 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 4, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DIVERSIFIED MEMBERS CU |
| Nov 7, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2013 · Amount on File |
| Deed Sale | May 23, 2013 · Amount on File |
| Prior Sale | Dec 11, 2012 · Amount on File |
| Deed Document Number | 2013285138 |
| Deed Book / Page | 50797 / 1498 |
| Last Transfer Date | Jan 6, 2022 |
| Transfer Doc | 0579440222 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 18655 OAK DR, DETROIT, MI 48221-2261 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 18655 OAK DR, DETROIT, MI 48221-2261 |
| Document Number | 0585810789 |
|---|---|
| Date | Dec 4, 2023 |
| Book Page | 58581/789 |
| Instrument | 2023295396 |
| Name | DIVERSIFIED MEMBERS CU |
|---|---|
| Type | Credit Union |
| Address | DETROIT, MI 48207 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 4, 2038 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Nov 7, 2022 |
| Property Address | 18655 OAK DR, DETROIT, MI 48221-2261 |
| Document Number | 0579440222 |
| Book / Page | 57944 / 222 |
| Map Reference | LB 30 PG 52 |
| Instrument Date | Jan 6, 2020 |
| Instrument | 2022327027 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18655 OAK DR, DETROIT, MI 48221-2261 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 18655 OAK DR, DETROIT, MI 48221-2261 |
The 2025 property tax bill for 18655 Oak Dr was $4,493 with a homeowner's exemption.
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Detroit City |
| Unified School District | Detroit Public Schools Community District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $136,500 (-29.68%) | $273,000 (-29.68%) | |
| 2025 | $4,493.00 Homeowner's exemption | $194,100 | $388,200 |
| 2023 | $4,999.00 Homeowner's exemption | $156,200 | $312,400 |
| 2020 | $4,697.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18655 Oak Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2000) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2000 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 18655 Oak Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DETROIT serves 633,218 people · EPA ID MI0001800 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2024 |
| Lead | 8 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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