Wayne County property record for 18655 Harman St, Melvindale, MI 48122
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 877 sqft · built 1943 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $75,000 (Jun 2018) |
| Tax Bill | $2,351 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Sep 2021 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 47 010 03 0518 000 |
| Primary APN | 47 010 03 0518 000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 877 sqft Living Area |
| 1st Floor Area | 710 sqft |
| Basement Area | 696 sqft |
| Unfinished Basement | 696 sqft |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 125 ft deep x 42.5 ft wide |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 18655 HARMAN ST |
|---|---|
| City | MELVINDALE |
| State | MI |
| Zip | 48122-1471 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 1 FA |
| Legal Description | CC518 LOT 518 ALSO E 1/2 ADJ VAC ALLEY OAKWOOD HEIGHTS SUB PC 35 L46 P19 WCR |
| Legal Subdivision | OAKWOOD HEIGHTS |
| Legal Lot Number | 518 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | MELVINDALE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 578600 |
Source: Wayne County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18655 HARMAN ST, MELVINDALE, MI 48122-1471 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC |
| Sep 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ZEAL CU |
| Jun 20, 2018 | Warranty Deed, Transfer · FHA Mortgage ROSS MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2018 · Amount on Record |
| Deed Sale | Jun 20, 2018 · Amount on Record |
| Prior Sale | Aug 18, 2010 · Amount on Record |
| Deed Document Number | 2018203719 |
| Deed Book / Page | 54468 / 697 |
| Prior Transfer Date | Feb 13, 2001 |
| Prior Transfer Doc | 0423190729 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 18655 HARMAN ST, MELVINDALE, MI 48122-1471 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 18655 HARMAN ST, MELVINDALE, MI 48122-1471 |
| Document Number | 0580030581 |
|---|---|
| Date | Dec 16, 2022 |
| Book Page | 58003/581 |
| Instrument | 2022353500 |
| Name | MORTGAGE CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Jan 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 8% |
| Index | 1-Year T-Bill |
| Max Rate | 11% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 18655 HARMAN ST, MELVINDALE, MI 48122-1471 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Title Company | DEVON TITLE COMPANY, DEVON TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 18655 HARMAN ST, MELVINDALE, MI 48122-1471 |
| Document Number | 0570510041 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 57051/41 |
| Instrument | 2021348825 |
| Name | ZEAL CU |
|---|---|
| Type | Credit Union |
| Address | LIVONIA, MI 48152 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Jul 15, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Jun 20, 2018 |
| Property Address | 18655 HARMAN ST, MELVINDALE, MI 48122-1471 |
| Document Number | 0544680697 |
| Book / Page | 54468 / 0697 |
| Map Reference | LB46 PG19 |
| Instrument Date | Jun 11, 2018 |
| Instrument | 2018203719 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Title Company | MICHIGAN TITLE INS AGENCY IN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $645.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1631 FORT ST, 1631, LINCOLN PARK, MI 48146-1915 |
| Name | Verified Name |
|---|---|
| Address | 18655 HARMAN ST, MELVINDALE, MI 48122-1471 |
| Document Number | 2018202042 |
|---|---|
| Date | Jun 20, 2018 |
| Instrument | 2018202042 |
| Name | ROSS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Melvindale City |
| Unified School District | Melvindale-North Allen Park School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $67,500 (+3.05%) | $135,000 (+3.05%) | |
| 2025 | $2,351.00 (+13.74%) Homeowner's exemption | $65,500 (+33.4%) | $131,000 (+33.4%) |
| 2023 | $49,100 | $98,200 | |
| 2021 | $2,067.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MELVINDALE serves 12,851 people · EPA ID MI0004220 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Aug 2021 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Oct 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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