18654 3rd St NE, Cedar, MN 55011 Property Records

Anoka County property record for 18654 3rd St NE, Cedar, MN 55011

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,384 sqft · built 2004
Lot Size	4.27 acres (185,804 sqft)
Owner	2 Individual Names on Record
Last Sale	$652,640 (Oct 2004)
Tax Bill	$6,865 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-33-23-23-0003`

Property Details

APN / Parcel Number

Primary APN	`31-33-23-23-0003`
Alternative APN	`1586705`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,384 sqft Living Area
1st Floor Area	2,384 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	185,804 sqft (4.27 acres)
Driveway	Driveway
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1586705
Street Address	18654 3RD ST NE
City	CEDAR
State	MN
Zip	55011-5009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLOCK 1 BEAR HOLLOW
Legal Range	23W
Legal Township	33N
Legal Section	31
Legal Subdivision	BEAR HOLLOW
Legal Block	1
Legal Lot Number	2
Jurisdiction	ANOKA MN
Township / Civil Division	EAST BETHEL
Census Block Group	2
Census Block	2017
Census Tract	50110

Owner

Source: Anoka County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18654 3RD ST NE, CEDAR, MN 55011-5009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOPLINE FCU
Mar 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage TOPLINE FCU
Apr 6, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2004 · Amount on Record
Deed Sale	Oct 4, 2004 · Amount on Record
Deed Document Number	200420664
Last Transfer Date	Apr 5, 2021
Transfer Doc	2312120001
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANOKA MN
Property Address	18654 3RD ST NE, CEDAR, MN 55011-5009
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A2312938001
Date	Apr 12, 2021
Instrument	A2312938.001

Lender

Name	TOPLINE FCU
Type	Credit Union
Address	OSSEO, MN 55369

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2031

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANOKA MN
Property Address	18654 3RD ST NE, CEDAR, MN 55011-5009
Transaction Type	Mortgage
Record Updated	Jun 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A2166326001
Date	Mar 24, 2017
Instrument	A2166326.001

Lender

Name	TOPLINE FCU
Type	Credit Union
Address	OSSEO, MN 55369

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2032

April 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ANOKA MN
Recording Date	Apr 6, 2021
Property Address	18654 3RD ST NE, CEDAR, MN 55011-5009
Document Number	A2312120001
Instrument Date	Apr 5, 2021
Instrument	A2312120.001
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Anoka County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Anoka County
Municipality	East Bethel City
Unified School District	St. Francis Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,865.00 (+12.1%) Homeowner's exemption	$739,200 (+10.03%) Land $142,800 Building $596,400	$739,200 (+10.03%) Land $142,800 Building $596,400
2024	$6,124.00	$671,800 Land $119,800 Building $552,000	$671,800 Land $119,800 Building $552,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1991–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2011 · Severe Storms And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 75% of Minnesota
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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