18650 Withey Rd, Monte Sereno (Los Gatos), CA 95030 Property Records

Santa Clara County property record for 18650 Withey Rd, Monte Sereno, CA 95030

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,800 sqft · built 2013
Lot Size	0.79 acres (34,412 sqft)
Owner	Company Name on Record
Last Sale	$400,000 (Aug 2011)
Tax Bill	$24,548 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`510-31-046`

Property Details

APN / Parcel Number

Primary APN	`510-31-046`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,800 sqft Living Area
1st Floor Area	1,846 sqft
2nd Floor Area	1,584 sqft
Basement Area	370 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	34,412 sqft (0.79 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	18650 WITHEY RD
City	MONTE SERENO
State	CA
Zip	95030-4148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R44
Legal Subdivision	RINCONADA DE LOS GATOS RHO
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2011
Census Tract	507003

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	18650 WITHEY RD, MONTE SERENO, CA 95030-4148
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA
Aug 16, 2017	Deed of Trust, Mortgage · ARM FIRST REPUBLIC BANK
Jan 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2011 · Amount on Record
Deed Sale	Aug 30, 2011 · Amount on Record
Prior Sale	Feb 1, 2001 · Amount on Record
Deed Document Number	201121295675
Last Transfer Date	Aug 28, 2013
Transfer Doc	0022409893
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	18650 WITHEY RD, MONTE SERENO, CA 95030-4148
Transaction Type	Mortgage
Record Updated	Nov 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18650 WITHEY RD, MONTE SERENO, CA 95030-4148

Mortgage

Document Number	0025401195
Date	Nov 17, 2022
Instrument	25401195

Lender

Name	PNC BANK NA
Type	Bank
Address	SWARTHMORE, PA 19081

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	474 Months
Due	May 5, 2062

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	18650 WITHEY RD, MONTE SERENO, CA 95030-4148
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023727554
Date	Aug 16, 2017
Instrument	23727554

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Nov 1, 2022
Change Frequency	Monthly
Index	1-Month LIBOR
Max Rate	9.95%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	18650 WITHEY RD, MONTE SERENO, CA 95030-4148
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18650 WITHEY RD, MONTE SERENO, CA 95030-4148

Mortgage

Document Number	0025218398
Date	Jan 13, 2022
Instrument	25218398

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Type Change Date	Feb 1, 2027
Min Rate At Change	3%
Max Rate At Change	4.5%
Index	Other
Margin	3
Max Rate	7.5%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Monte Sereno City
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)
Elementary School District	Saratoga Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,089,190 (+2%) Land $512,466 Building $1,576,724
2025	$24,548.00 (+2.57%)	$2,048,226 (+4.04%) Land $502,418 Building $1,545,808
2023	$23,932.00 (+1.43%)	$1,968,693 Land $482,909 Building $1,485,784
2022	$23,594.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Ridge Wireless Fixed Wireless	100 / 60

May also be available: Etheric Networks, Verizon.

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