1865 Willow Way, Vista, CA 92081 Property Records

San Diego County property record for 1865 Willow Way, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,631 sqft · built 1988
Lot Size	0.148 acres (6,453 sqft)
Owner	Individual Name on File
Last Sale	$700,000 (Oct 2023)
Tax Bill	$10,604 (2025)
Deeds & Mortgages	Oct 2023 Sale Sep 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`169-424-35-00`

Property Details

APN / Parcel Number

Primary APN	`169-424-35-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,631 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Lot Area	6,453 sqft (0.148 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1865 WILLOW WAY
City	VISTA
State	CA
Zip	92081-7313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPI
Legal Description	LOT 209 TR 011639
Legal Subdivision	VISTA #85-7
Legal Tract	011639
Legal Block	1
Legal Lot Number	209
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1008
Census Tract	19810

Owner

1865 Willow Way is owned and occupied by an individual who bought it in October 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1865 WILLOW WAY, VISTA, CA 92081-7313
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Grant Deed, Transfer PACIFIC COAST TITLE COMPANY
Sep 18, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 20, 2017	Grant Deed, Transfer · Conventional Mortgage JMAC LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2023 · Amount on File
Deed Sale	Oct 27, 2023 · Amount on File
Prior Sale	Dec 20, 2017 · Amount on File
Deed Document Number	2023297110
Prior Transfer Date	Jun 27, 2019
Prior Transfer Doc	0000409046
Record Updated	Oct 29, 2026

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 27, 2023
Property Address	1865 WILLOW WAY, VISTA, CA 92081-7313
Document Number	0000297110
Map Reference	MAP 11639
Instrument Date	Oct 26, 2023
Instrument	2023-0297110
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1865 WILLOW WAY, VISTA, CA 92081-7313

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 18, 2019
Property Address	1865 WILLOW WAY, VISTA, CA 92081-7313
Document Number	0000409046
Instrument Date	Jun 27, 2019
Instrument	409046
Transaction Type	Transfer
Record Updated	Sep 26, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1865 WILLOW WAY VISTA CA 920817313, VISTA, CA 92081-7313

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 20, 2017
Property Address	1865 WILLOW WAY, VISTA, CA 92081-7313
Document Number	0000599150
Instrument Date	Nov 16, 2017
Instrument	599150
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$572.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1865 WILLOW WAY VISTA CA 920817313, VISTA, CA 92081-7313

Mortgage

Document Number	599151
Date	Dec 20, 2017
Instrument	599151

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1865 Willow Way was $10,604 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$894,744 (+2%) Land $624,240 Building $270,504
2025	$10,604.00 Homeowner's exemption	$877,200 Land $612,000 Building $265,200
2023	$6,214.00 (+0.24%)	$568,692 Land $410,115 Building $158,577
2022	$6,199.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1865 Willow Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1865 Willow Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Cox Communications, Verizon.

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