1865 Virginia Dr, Fort Lupton, CO 80621 Property Records

Weld County property record for 1865 Virginia Dr, Fort Lupton, CO 80621

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,664 sqft · built 2007
Lot Size	0.281 acres (12,218 sqft)
Owner	Individual Name on Record
Last Sale	$613,000 (Oct 2025)
Tax Bill	$3,620 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1.47-10-5-E+-11`

Property Details

APN / Parcel Number

Primary APN	`1.47-10-5-E+-11`
Alternative APNs	`1471-05-4-02-130` `R2671904`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	3,664 sqft Living Area
Gross Area	5,166 sqft
1st Floor Area	2,160 sqft
Basement Area	2,142 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Frame/Masonry/Veneer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,218 sqft (0.281 acres)
Garage Type	Attached
Garage Area	864 sqft

Exterior Amenities

Porch	Slab
Porch Area	1,440 sqft
Patio Area	216 sqft
Balcony Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2671904
Street Address	1865 VIRGINIA DR
City	FORT LUPTON
State	CO
Zip	80621-7630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FTL 2AFE L130 APPEL FARM ESTATES FG2
Legal Subdivision	APPEL FARM ESTATES FG#2 FINAL PLAT
Legal Block	1
Legal Lot Number	130
Jurisdiction	WELD CO
Township / Civil Division	FORT LUPTON
Census Block Group	1
Census Block	1006
Census Tract	1905

Owner

Source: Weld County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1865 VIRGINIA DR, FORT LUPTON, CO 80621-7630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
May 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2025 · Amount on Record
Deed Sale	Oct 20, 2025 · Amount on Record
Prior Sale	Jan 15, 2010 · Amount on Record
Deed Document Number	20255060130
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELD CO
Recording Date	Oct 20, 2025
Property Address	1865 VIRGINIA DR, FORT LUPTON, CO 80621-7630
Document Number	0005060130
Instrument Date	Oct 17, 2025
Instrument	5060130
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	FNTIC, FNTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1865 VIRGINIA DR, FORT LUPTON, CO 80621-7630

Mortgage

Document Number	0005060131
Date	Oct 20, 2025
Instrument	5060131

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	11.2%
Index	1-Year CMT
Margin	3
Max Rate	11.2%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	1865 VIRGINIA DR, FORT LUPTON, CO 80621-7630
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004303196
Date	May 18, 2017
Instrument	4303196

Lender

Name	ACADEMY MORTGAGE LLC
Type	Lending Institution
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Fort Lupton City
Unified School District	Weld County School District RE-8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,020 (-2.1%) Land $8,260 Building $32,760	$670,335 (-) Land $135,000 Building $535,335
2025	$3,620.00 (-2.56%)	$41,900 (-12.38%) Land $8,440 Building $33,460	$670,335 (-6.07%) Land $135,000 Building $535,335
2024	$3,715.00 (+12.95%)	$47,820 (-0.93%) Land $8,710 Building $39,110
2023	$3,289.00	$48,270 Land $8,790 Building $39,480	$713,660 Land $130,000 Building $583,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT LUPTON serves 12,099 people · EPA ID CO0162291
Water Source	Surface water
Last State Inspection	Jun 2022
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2023 Treatment failure resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Intrepid Fiber Networks, Ripple Fiber.

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