1865 Trudeau Dr, Forest Hill, MD 21050 Property Records

Harford County property record for 1865 Trudeau Dr, Forest Hill, MD 21050

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,428 sqft · built 2002
Lot Size	0.207 acres (8,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Feb 2022)
Tax Bill	$5,719 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-346781`

Property Details

APN / Parcel Number

Primary APN	`03-346781`
Alternative APNs	`3346781` `346781`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,428 sqft Total Area
Basement Area	875 sqft
Finished Basement	875 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,996 sqft (0.207 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Slab
Porch Area	150 sqft
Deck Area	194 sqft
Patio Area	238 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	346781
Street Address	1865 TRUDEAU DR
City	FOREST HILL
State	MD
Zip	21050-3263
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2COS
Legal Description	LOT 711 8996 SF 1865 TRUDEAU DRIVE FOREST LAKE S13 P101/52
Legal Subdivision	FOREST LAKES
Legal Lot Number	711
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1000
Census Tract	303204

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1865 TRUDEAU DR, FOREST HILL, MD 21050-3263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Deed of Trust, Mortgage · Line of Credit MERIDIAN BANK
Feb 1, 2022	Deed, Transfer · Conventional Mortgage MERIDIAN BANK
Nov 2, 2018	Loan Modification, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2022 · Amount on Record
Deed Sale	Feb 1, 2022 · Amount on Record
Prior Sale	Jan 2, 2002 · Amount on Record
Deed Book / Page	15341 / 172
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1865 TRUDEAU DR, FOREST HILL, MD 21050-3263
Transaction Type	Mortgage
Record Updated	Nov 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0160870080
Date	Nov 8, 2023
Book Page	16087/80

Lender

Name	MERIDIAN BANK
Type	Bank
Address	BLUE BELL, PA 19422

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 25, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Feb 1, 2022
Property Address	1865 TRUDEAU DR, FOREST HILL, MD 21050-3263
Document Number	0153410172
Book / Page	15341 / 172
Map Reference	MB CGH 101 FO 52
Instrument Date	Nov 4, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	BLACK OAK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	865 TRUDEAU DRIVE, FOREST HILL, MD 21050

Mortgage

Document Number	0015341179
Date	Feb 1, 2022
Instrument	15341/179

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2051

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARFORD MD
Property Address	1865 TRUDEAU DR, FOREST HILL, MD 21050-3263
Document Number	0130620135
Instrument Date	Nov 2, 2018
Transaction Type	Mortgage
Record Updated	Dec 5, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1865 TRUDEAU DR FOREST HILL MD 210503263, FOREST HILL, MD 21050-3263

Mortgage

Document Number	0130620135
Date	Nov 20, 2018
Book Page	013062/000135

Lender

Name	MANUFACTURERS & TRADERS TR
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,719.00 (+20.2%) Homeowner's exemption	$524,767 (+21.89%)	$561,900 (+11%) Land $115,800 Building $446,100
2025	$4,758.00 (+11.17%) Homeowner's exemption
2023		$430,533	$506,200 Land $115,800 Building $390,400
2022	$4,280.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Armstrong.

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