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1865 Summit Ave, Saint Paul, MN 55105 Property Records

Ramsey County property record for 1865 Summit Ave, Saint Paul, MN 55105

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,820 sqft · built 1922
Lot Size0.4 acres (17,440 sqft)
Owner2 Individual Names on Record
Last Sale$960,000 (Jan 2019)
Tax Bill$20,030 (2025)
Deeds & MortgagesJan 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-28-23-24-0136

Property Details

APN / Parcel Number

Primary APN04-28-23-24-0136
Alternative APNs
  • 8513290
  • 571673

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms12 Rooms
Stories2 Stories
Building Area2,820 sqft Living Area
1st Floor Area1,546 sqft
Basement Area1,000 sqft
Finished Basement1,000 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1963
Architectural StyleBi-Level
Exterior MaterialStucco
Lot Area17,440 sqft (0.4 acres)
Lot Dimensions218 ft deep x 80 ft wide
View / LotNeighborhood / Spot
Garage TypeDetached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number571673
Street Address1865 SUMMIT AVE
CitySAINT PAUL
StateMN
Zip55105-1429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMERRIAM PARK THIRD ADDITION,TO LOTS 15 AND LOT 16 BLK 17
Legal Range23
Legal Township28
Legal Section04
Legal SubdivisionMERRIAM PARK THIRD ADDITION,TO
Legal Block17
Legal Lot Number15,16
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group3
Census Block3016
Census Tract35000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the West Summit Avenue Historic District
listed 1993 · 393 contributing resources · NRIS 93000332

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1865 SUMMIT AVE, SAINT PAUL, MN 55105-1429
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 14, 2019 · Amount on Record
Deed SaleJan 14, 2019 · Amount on Record
Prior SaleDec 17, 1998 · Amount on Record
Deed Document Number20194742651
Record UpdatedOct 29, 2026

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateJan 14, 2019
Property Address1865 SUMMIT AVE, SAINT PAUL, MN 55105-1429
Document Number0004742651
Instrument DateJan 2, 2019
Instrument4742651
Transaction TypeTransfer
Record UpdatedJan 29, 2019
Title CompanyBURNET TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,264.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1865 SUMMIT AVE ST PAUL MN 551051429, ST PAUL, MN 55105-1429

Mortgage

Document Number4742652
DateJan 14, 2019
Instrument4742652
Lender
NameMEGASTAR FIN'L
TypeFunding / Finance Company
AddressDENVER, CO 80204
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 13, 2034

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,240,600 (+16.34%) Land $367,300 Building $873,300$1,240,600 (+16.34%) Land $367,300 Building $873,300
2025$20,030.00 (+5.23%)
2023$19,034.00$1,066,400 Land $367,300 Building $699,100$1,066,400 Land $367,300 Building $699,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 800 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area		2,000 / 1,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75
AT&T
Fixed Wireless		100 / 20

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