1865 Paddock Ln, Victoria, MN 55386 Property Records

Carver County property record for 1865 Paddock Ln, Victoria, MN 55386

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,638 sqft · built 2017
Lot Size	0.279 acres (12,153 sqft)
Owner	Individual Name on File
Last Sale	$506,000 (Oct 2020)
Tax Bill	$7,724 (2026)
Deeds & Mortgages	Mar 2024 Line of Credit Dec 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`65-3280290`

Property Details

APN / Parcel Number

Primary APN	`65-3280290`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,638 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Frame
Lot Area	12,153 sqft (0.279 acres)
Garage Area	660 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1865 PADDOCK LN
City	VICTORIA
State	MN
Zip	55386-2710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKETOWN 10TH ADDITION LOT 007 BLOCK 003
Legal Subdivision	LAKETOWN 10TH ADDITION
Legal Block	3
Legal Lot Number	7
Jurisdiction	CARVER MN
Township / Civil Division	VICTORIA
Census Block Group	4
Census Block	4005
Census Tract	90401

Owner

1865 Paddock Ln is owned and occupied by an individual who acquired it in November 2023.

Source: Carver County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1865 PADDOCK LN, VICTORIA, MN 55386-2710
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Deed of Trust, Mortgage · Line of Credit ASSOCIATED BANK NA
Dec 4, 2023	Transfer on Death Deed, Transfer
Oct 2, 2020	Warranty Deed, Transfer · Conventional Mortgage LEADERONE FIN'L
Mar 6, 2020	Deed of Trust, Mortgage · Conventional with PMI MILEND
Mar 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage MILEND
Feb 22, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI EAGLE HM MTG/CA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2020 · Amount on File
Deed Sale	Oct 2, 2020 · Amount on File
Prior Sale	Feb 22, 2018 · Amount on File
Deed Document Number	2020706303
Last Transfer Date	Nov 21, 2023
Transfer Doc	000A767669
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	1865 PADDOCK LN, VICTORIA, MN 55386-2710
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A770541
Date	Mar 8, 2024
Instrument	A770541

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 28, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CARVER MN
Recording Date	Dec 4, 2023
Property Address	1865 PADDOCK LN, VICTORIA, MN 55386-2710
Document Number	000A767669
Instrument Date	Nov 21, 2023
Instrument	A767669
Transaction Type	Transfer
Record Updated	Dec 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1865 PADDOCK LN, VICTORIA, MN 55386-2710

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Oct 2, 2020
Property Address	1865 PADDOCK LN, VICTORIA, MN 55386-2710
Document Number	0000706303
Instrument Date	Sep 25, 2020
Instrument	706303
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	MINNESOTA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,670.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1865 PADDOCK LN VICTORIA MN 553862710, VICTORIA, MN 55386-2710

Mortgage

Document Number	706304
Date	Oct 2, 2020
Instrument	706304

Lender

Name	LEADERONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	1865 PADDOCK LN, VICTORIA, MN 55386-2710
Document Number	0000693289
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 6, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1865 PADDOCK LN VICTORIA MN 553862710, VICTORIA, MN 55386-2710

Mortgage

Document Number	0000693289
Date	Mar 31, 2020
Instrument	693289

Lender

Name	MILEND
Address	ALPHARETTA, GA 30009

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	1865 PADDOCK LN, VICTORIA, MN 55386-2710
Document Number	0000693290
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1865 PADDOCK LN VICTORIA MN 553862710, VICTORIA, MN 55386-2710

Mortgage

Document Number	0000693290
Date	Mar 31, 2020
Instrument	693290

Lender

Name	MILEND
Address	ALPHARETTA, GA 30009

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 30, 2040

February 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CARVER MN
Recording Date	Feb 22, 2018
Property Address	1865 PADDOCK LN, VICTORIA, MN 55386-2710
Document Number	0000658591
Instrument Date	Feb 16, 2018
Instrument	658591
Transaction Type	Subdivision Related Transfer
Record Updated	May 7, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,463.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1865 PADDOCK LN VICTORIA MN 55386, VICTORIA, MN 55386

Mortgage

Document Number	658593
Date	Feb 22, 2018
Instrument	658593

Lender

Name	EAGLE HM MTG/CA
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 21, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1865 Paddock Ln was $7,724 with a homeowner's exemption.

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Victoria City
Unified School District	Eastern Carver County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,724.00 Homeowner's exemption	$649,800 (+0.42%) Land $150,000 Building $499,800	$649,800 (+0.42%) Land $150,000 Building $499,800
2025		$647,100 (+12.15%) Land $145,000 Building $502,100	$647,100 (+12.15%) Land $145,000 Building $502,100
2024	$6,588.00 (+3.39%) Homeowner's exemption	$577,000 (-1.82%) Land $125,000 Building $452,000	$577,000 (-1.82%) Land $125,000 Building $452,000
2023	$6,372.00 Homeowner's exemption	$587,700 Land $125,000 Building $462,700	$587,700 Land $125,000 Building $462,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1865 Paddock Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1865 Paddock Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Victoria serves 10,546 people · EPA ID MN1100009
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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