St. Louis County property record for 1865 Old N Shore Rd, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Lot Size | 4.97 acres (216,493 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $5,060 (2026) |
| Deeds & Mortgages | Sep 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 315-0010-00706 |
| Primary APN | 315-0010-00706 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Exterior Material | Metal |
|---|---|
| Lot Area | 216,493 sqft (4.97 acres) |
| Account Number | 1169007 |
|---|---|
| Street Address | 1865 OLD NORTH SHORE RD |
| City | DULUTH |
| State | MN |
| Zip | 55804-9663 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THAT PART OF SW1/4 OF SW1/4, LYING NORTH OFTHE CENTER LINE OF THE OLD NORTH SHORE ROAD,WEST OF THE EAST 436.00 FEET OF SAID |
| Legal Range | 12W |
| Legal Township | 51N |
| Legal Section | 04 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 10500 |
1865 Old N Shore Rd is owner-occupied and held in a trust.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 5730 BERGQUIST RD, DULUTH, MN 55804-9666 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1865 OLD NORTH SHORE RD, DULUTH, MN 55804-9663 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5730 BERGQUIST RD, DULUTH, MN 55804-9666 |
| Document Number | 0001496361 |
|---|---|
| Date | Sep 27, 2024 |
| Instrument | 1496361 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 1865 Old N Shore Rd was $5,060 with a homeowner's exemption.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Duluth Township |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,060.00 Homeowner's exemption | ||
| 2025 | $305,800 (+2,654.95%) Land $43,400 Building $262,400 | $305,800 (+2,654.95%) Land $43,400 Building $262,400 | |
| 2024 | $11,100 Land $11,100 | $11,100 Land $11,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1865 Old N Shore Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1993) |
| Most Recent Claim | May 1993 · erosion |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1865 Old N Shore Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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