1865 N 900 E, Layton, UT 84040 Property Records

Davis County property record for 1865 N 900 E, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,111 sqft · built 2014
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$291,400 (May 2014)
Tax Bill	$250 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-297-0106`

Property Details

APN / Parcel Number

Primary APN	`10-297-0106`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,111 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Area	786 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1865 N 900 E
City	LAYTON
State	UT
Zip	84040-5100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	ALL OF LOT 106, COTTAGES AT FAIRFIELD, THE. CONT. 0.18000 ACRES
Legal Subdivision	THE COTTAGES AT FAIRFIELD
Legal Lot Number	106
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1012
Census Tract	125907

Owner

1865 N 900 E is owned and occupied by an individual who bought it in May 2014.

Source: Davis County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1865 N 900 E, LAYTON, UT 84040-5100
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 9, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2014 · Amount on File
Deed Sale	May 23, 2014 · Amount on File
Deed Document Number	20142805208
Deed Book / Page	6025 / 1174
Prior Transfer Date	Feb 28, 2014
Prior Transfer Doc	0002792349
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1865 N 900 E, LAYTON, UT 84040-5100
Transaction Type	Mortgage
Record Updated	Dec 2, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07722/1336
Date	Mar 23, 2021
Book Page	7722/1336
Instrument	3362161

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	343 Months
Due	Oct 1, 2049

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1865 N 900 E, LAYTON, UT 84040-5100
Transaction Type	Mortgage
Record Updated	Dec 2, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07777/1417
Date	Jun 9, 2021
Book Page	7777/1417
Instrument	3389801

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	342 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1865 N 900 E was $250, up 14.7% from the year before.

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$325,600 (-4.52%) Land $127,291 Building $198,309	$592,000 (-4.52%) Land $231,439 Building $360,561
2025	$250.00 (+14.68%)	$341,000 Land $109,164 Building $231,836	$620,000 Land $198,480 Building $421,520
2024	$218.00 (+15.96%)
2023	$188.00 (-71.39%)	$587,000 Land $188,369 Building $398,631	$587,000 Land $188,369 Building $398,631
2022	$657.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1865 N 900 E in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2011–2023)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1865 N 900 E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Utah Broadband.

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