Kenton County property record for 1865 Mount Vernon Dr, Fort Wright, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,460 sqft · built 1978 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $402,500 (Oct 2021) |
| Tax Bill | $3,502 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Jun 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-10-02-011.00 |
| Primary APN | 042-10-02-011.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,460 sqft Finished Area |
| Gross Area | 1,982 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 19,166 sqft (0.44 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1865 MOUNT VERNON DR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-3689 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MONTICELLO HGTS SEC 9 LOT 179 |
| Legal Subdivision | MONTICELLO HEIGHTS |
| Legal Phase | 9 |
| Legal Lot Number | 179 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 65200 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1865 MOUNT VERNON DR, COVINGTON, KY 41011-3689 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Jun 20, 2019 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Aug 30, 2017 | Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2021 · Amount on Record |
| Deed Sale | Oct 26, 2021 · Amount on Record |
| Prior Sale | Aug 30, 2017 · Amount on Record |
| Deed Document Number | 20211026283 |
| Deed Book / Page | 126 / 845 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 26, 2021 |
| Property Address | 1865 MOUNT VERNON DR, COVINGTON, KY 41011-3689 |
| Document Number | 0005900283 |
| Book / Page | 126 / 845 |
| Map Reference | PL 1104 |
| Instrument Date | Oct 21, 2021 |
| Instrument | 21102605900283 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2021 |
| Title Company | 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3278 MADISON PIKE, 3278, COVINGTON, KY 41017-9660 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1865 MOUNT VERNON DR, COVINGTON, KY 41011-3689 |
| Document Number | 0005900284 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 291/173 |
| Instrument | 21102605900284 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1865 MOUNT VERNON DR, COVINGTON, KY 41011-3689 |
| Document Number | 0000000235 |
| Instrument Date | Jun 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1865 MOUNT VERNON DR COVINGTON KY 410113689, COVINGTON, KY 41011-3689 |
| Document Number | 0000000235 |
|---|---|
| Date | Jul 5, 2019 |
| Book Page | 0C6697/000260 |
| Instrument | 235 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 4, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 30, 2017 |
| Property Address | 1865 MOUNT VERNON DR, COVINGTON, KY 41011-3689 |
| Document Number | 0000000185 |
| Book / Page | 0C6236 / 000108 |
| Instrument Date | Aug 28, 2017 |
| Instrument | 185 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2018 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $283.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1865 MOUNT VERNON DR COVINGTON KY 410113689, COVINGTON, KY 41011-3689 |
| Document Number | 188 |
|---|---|
| Date | Aug 30, 2017 |
| Book Page | 006236/000113 |
| Instrument | 188 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 29, 2047 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Wright City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $402,500 (-) Land $55,000 Building $347,500 | $402,500 (-) Land $55,000 Building $347,500 | |
| 2025 | $3,502.00 (-7.74%) Homeowner's exemption | $402,500 (-) Land $55,000 Building $347,500 | $402,500 (-) Land $55,000 Building $347,500 |
| 2023 | $3,796.00 Homeowner's exemption | $402,500 Land $45,000 Building $357,500 | $402,500 Land $45,000 Building $357,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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