1865 Locust Rd, Gilmer, TX 75645 Property Records

Upshur County property record for 1865 Locust Rd, Gilmer, TX 75645

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,618 sqft · built 1990
Lot Size	0.723 acres (31,494 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jul 2025)
Tax Bill	$3,005 (2026)
Deeds & Mortgages	Jul 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001U-S02-000-573-1`

Property Details

APN / Parcel Number

Primary APN	`001U-S02-000-573-1`
Alternative APN	`71212`

Interior

Full Baths	1 Bath
Building Area	2,618 sqft Total Area
1st Floor Area	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,494 sqft (0.723 acres)
Garage Type	Attached
Garage Area	756 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	001U-S02-000-573-1
Street Address	1865 LOCUST RD
City	GILMER
State	TX
Zip	75645-2790
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABS A1 DAVENPORT, J B B,TRACT 573-1, .723 ACRES (+.07 AC IN RD) & HOUSE
Legal Subdivision	J B B DAVENPORT SURVEY A-1
Legal Tract	1-573
Jurisdiction	UPSHUR TX
Township / Civil Division	GILMER
Census Block Group	3
Census Block	3017
Census Tract	950302

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1865 LOCUST RD, GILMER, TX 75645-2790
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2025 · Amount on Record
Deed Sale	Jul 9, 2025 · Amount on Record
Deed Document Number	20254250
Prior Transfer Date	Jun 3, 2002
Prior Transfer Doc	0000000717
Record Updated	Oct 29, 2026

July 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Jul 9, 2025
Property Address	1865 LOCUST RD, GILMER, TX 75645-2790
Document Number	0202504250
Instrument Date	Jul 9, 2025
Instrument	202504250
Transaction Type	Transfer
Record Updated	Dec 25, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1865 LOCUST RD, GILMER, TX 75645-2790

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1865 LOCUST RD, GILMER, TX 75645-2790

Mortgage

Document Number	0202504251
Date	Jul 9, 2025
Instrument	202504251

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,005.00 (+392.62%) Homeowner's exemption	$198,500 (-2.87%) Land $25,130 Building $173,370	$198,500 (-2.87%) Land $25,130 Building $173,370
2025	$610.00 (-60.47%) Homeowner's exemption Senior Citizen's exemption	$204,370 (+24.82%) Land $25,960 Building $178,410	$204,370 (+24.82%) Land $25,960 Building $178,410
2023		$163,730 Land $17,650 Building $146,080	$163,730 Land $17,650 Building $146,080
2022	$1,543.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRITCHETT WSC serves 10,089 people · EPA ID TX2300012
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Locust Rd

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