Lane County property record for 1865 Lake Shore Dr, Eugene, OR 97408
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,279 sqft · built 1994 |
| Lot Size | 0.086 acres (3,737 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $185,000 (Aug 2003) |
| Tax Bill | $5,913 (2025) |
| Deeds & Mortgages | Jul 2021 Reverse Mortgage Nov 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-03-08-33-01130-000 |
| Primary APN | 17-03-08-33-01130-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,279 sqft Living Area |
| Gross Area | 1,739 sqft |
| 1st Floor Area | 1,279 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Concrete |
| Lot Area | 3,737 sqft (0.086 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Driveway | Driveway |
| Driveway Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1514106 |
|---|---|
| Street Address | 1865 LAKE SHORE DR |
| City | EUGENE |
| State | OR |
| Zip | 97408-5938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | TL 01130 |
| Legal Range | 03 |
| Legal Township | 17 |
| Legal Section | 08 |
| Legal Subdivision | LAKE SHORE ESTATES P U D |
| Legal Lot Number | 1130 |
| Jurisdiction | LANE OR |
| Township / Civil Division | EUGENE-SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 2201 |
Source: Lane County records, as of March 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1865 LAKE SHORE DR, EUGENE, OR 97408-5938 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Jul 23, 2021 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Nov 21, 2018 | Deed of Trust, Mortgage · FHA Mortgage MISCELLANEOUS GOVT AGCY |
| Nov 21, 2018 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2003 · Amount on Record |
| Deed Sale | Aug 20, 2003 · Amount on Record |
| Prior Sale | Feb 18, 1998 · Amount on Record |
| Deed Document Number | 200379852 |
| Last Transfer Date | May 2, 2012 |
| Transfer Doc | 0000021611 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 1865 LAKE SHORE DR, EUGENE, OR 97408-5938 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1865 LAKE SHORE DR, EUGENE, OR 97408-5938 |
| Document Number | 0000048582 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 2021-048582 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 818 Months |
| Due | Sep 11, 2089 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.99% |
| Type Change Date | Sep 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 1865 LAKE SHORE DR, EUGENE, OR 97408-5938 |
| Document Number | 0000054687 |
| Instrument Date | Nov 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2018 |
| Title Company | WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1865 LAKE SHORE DR EUGENE OR 974085938, EUGENE, OR 97408-5938 |
| Document Number | 0000054687 |
|---|---|
| Date | Nov 27, 2018 |
| Instrument | 54687 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | 4550 KRUSE WAY # 275, LAKE OSWEGO, OR 97035-3586 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 852 Months |
| Due | Nov 26, 2089 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 1865 LAKE SHORE DR, EUGENE, OR 97408-5938 |
| Document Number | 0000054688 |
| Instrument Date | Nov 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1865 LAKE SHORE DR EUGENE OR 974085938, EUGENE, OR 97408-5938 |
| Document Number | 0000054688 |
|---|---|
| Date | Nov 27, 2018 |
| Instrument | 54688 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 852 Months |
| Due | Nov 26, 2089 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
Source: Lane County assessment roll, as of November 10, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lane County |
| Municipality | Eugene City |
| Unified School District | Eugene School District 4J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,913.00 (+3.92%) | $303,491 (+6.09%) | $522,781 (+6.09%) Land $241,301 Building $281,480 |
| 2023 | $5,690.00 (+4.02%) Veteran's exemption | $286,070 (+3%) | $492,771 (+7.14%) Land $170,175 Building $322,596 |
| 2022 | $5,470.00 Veteran's exemption | $277,738 | $459,948 Land $126,711 Building $333,237 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2021 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Alyrica Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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