1865 Harding St, Clearwater, FL 33765 Property Records

Pinellas County property record for 1865 Harding St, Clearwater, FL 33765

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,225 sqft · built 1955
Lot Size0.241 acres (10,498 sqft)
Owner2 Company Names on Record
Last Sale$325,000 (Jun 2021)
Tax Bill$5,263 (2025)
Deeds & MortgagesMar 2022 Transfer
Jun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-745-1904-2

Property Details

APN / Parcel Number

Primary APNC62-000-745-1904-2
Alternative APNs
  • 12-29-15-59886-001-0080
  • 291512598860010080
  • 152912598860010080
  • R129843

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,225 sqft Living Area
Gross Area1,740 sqft
1st Floor Area1,225 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1992
Architectural StyleCustom Design
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialOther
Lot Area10,498 sqft (0.241 acres)
Lot Dimensions140 ft deep x 75 ft wide
Garage TypeAttached
Garage Area465 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area50 sqft
Deck Area584 sqft
Patio Area584 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR129843
Street Address1865 HARDING ST
CityCLEARWATER
StateFL
Zip33765-2426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNEW MARYMONT BLK A, LOT 8
Legal Range15E
Legal Township29S
Legal Section12
Legal SubdivisionNEW MARYMONT
Legal Tract59886
Legal BlockA
Legal Lot Number8
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1014
Census Tract26602

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1865 HARDING ST, CLEARWATER, FL 33765-2426
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2022Intrafamily Transfer, Transfer
ACCOMMODATION
Jun 14, 2021Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 14, 2021 · Amount on Record
Deed SaleJun 14, 2021 · Amount on Record
Prior SaleJan 1, 2016 · Amount on Record
Deed Document Number2021195231
Deed Book / Page21579 / 793
Last Transfer DateMar 3, 2022
Transfer Doc0219602548
Record UpdatedOct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPINELLAS FL
Recording DateMar 4, 2022
Property Address1865 HARDING ST, CLEARWATER, FL 33765-2426
Document Number0219602548
Book / Page21960 / 2548
Map ReferenceMB 30 PG 33
Instrument DateMar 3, 2022
Instrument2022069669
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1865 HARDING ST, CLEARWATER, FL 33765-2426

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJun 14, 2021
Property Address1865 HARDING ST, CLEARWATER, FL 33765-2426
Document Number0215790793
Book / Page21579 / 793
Map ReferenceMB 30 PG 33
Instrument DateJun 8, 2021
Instrument2021195231
Transaction TypeTransfer
Record UpdatedJul 2, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,275.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1116, DUNEDIN, FL 34697-1116

Transferred To (Grantee/Buyer)

NameVerified Name
Address1865 HARDING ST, CLEARWATER, FL 33765-2426

Mortgage

Document Number21579795
DateJun 14, 2021
Instrument21579/795
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityClearwater City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,263.00 (+5.56%) Homeowner's exemption$314,338 (+5.99%)$397,266 (+3%) Land $148,238 Building $249,028
2024$4,986.00 (+1.73%)
2023$4,901.00 (+2.9%) Homeowner's exemption$296,582 (+3%)$385,695 (+33.95%) Land $173,343 Building $212,352
2022$4,763.00 Homeowner's exemption$287,944$287,944 Land $129,063 Building $158,881

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEARWATER WATER SYSTEM
serves 115,000 people · EPA ID FL6520336
Water SourceGroundwater
Last State InspectionMay 2023
Lead3 ppb (2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Harding St

Nearby Streets

Search Property Records by Address or Parcel Number