1865 Gray St, Oroville, CA 95965 Property Records

Butte County property record for 1865 Gray St, Oroville, CA 95965

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 567 sqft · built 1915
Lot Size0.109 acres (4,791 sqft)
OwnerIndividual Name on File
Last Sale$100,000 (Sep 2018)
Tax Bill$1,801 (2025)
Deeds & MortgagesMar 2024 Mortgage
Dec 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN012-202-015-000

Property Details

APN / Parcel Number

Primary APN012-202-015-000

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area567 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1915
Architectural StyleConventional
Construction TypeWood
Foundation TypeRaised
Lot Area4,791 sqft (0.109 acres)
Garage TypeAttached
Garage Area207 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address1865 GRAY ST
CityOROVILLE
StateCA
Zip95965-5803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description1865 GRAY ST
Legal SubdivisionGRAYS
Legal Lot Number18
JurisdictionBUTTE CA
Township / Civil DivisionOROVILLE
Census Block Group5
Census Block5016
Census Tract2800

Owner

Source: Butte County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1865 GRAY ST, OROVILLE, CA 95965-5803
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2024Deed of Trust, Mortgage · Commercial Mortgage
CITY OF OROVILLE
Dec 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Sep 11, 2018Grant Deed, Transfer · FHA Mortgage
AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 11, 2018 · Amount on Record
Deed SaleSep 11, 2018 · Amount on Record
Prior SaleDec 9, 1999 · Amount on Record
Deed Document Number2018-0030517
Record UpdatedJun 7, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Property Address1865 GRAY ST, OROVILLE, CA 95965-5803
Transaction TypeMortgage
Record UpdatedApr 18, 2024
Title CompanyMID VALLEY TITLE AND ESCROW COMPANY, MID VALLEY TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1865 GRAY ST, OROVILLE, CA 95965-5803

Mortgage

Document Number0000008372
DateMar 26, 2024
Instrument2024-0008372
Lender
NameCITY OF OROVILLE
TypeGovernment Agency
AddressOROVILLE, CA 95965
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Property Address1865 GRAY ST, OROVILLE, CA 95965-5803
Transaction TypeMortgage
Record UpdatedAug 22, 2023
Title CompanyAMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1865 GRAY ST, OROVILLE, CA 95965-5803

Mortgage

Document Number0000055227
DateDec 28, 2021
Instrument2021-0055227
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBUTTE CA
Recording DateSep 11, 2018
Property Address1865 GRAY ST, OROVILLE, CA 95965-5803
Document Number0000030517
Map ReferenceMB6 PG74
Instrument DateSep 6, 2018
Instrument2018-0030517
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyMID VALLEY TITLE & ESCROW CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1865 GRAY ST, OROVILLE, CA 95965-5803

Mortgage

Document Number0000030518
DateSep 11, 2018
Instrument2018-0030518
Lender
NameAMERICAN PACIFIC MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Butte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyButte County
MunicipalityOroville City
Elementary School DistrictOroville City Elementary School District (KG - 08)
Secondary School DistrictOroville Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$1,801.00 (+6.19%) Homeowner's exemption$111,548 (+4.04%) Land $55,774 Building $55,774
2023$1,696.00 (+5.47%) Homeowner's exemption$107,218 Land $53,609 Building $53,609
2022$1,608.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL-WATER SERVICE CO.-OROVILLE
private · serves 11,047 people · EPA ID CA0410005
Water SourceSurface water
Last State InspectionJan 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Succeed.Net
Fixed Wireless
100 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: DigitalPath.

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