1865 E Cantrell St, Decatur, IL 62521 Property Records

Macon County property record for 1865 E Cantrell St, Decatur, IL 62521

Property Summary

Property Type	Single Family Home
Lot Size	0.265 acres (11,550 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Jun 2026)
Tax Bill	$1,970 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-12-24-105-007`

Property Details

APN / Parcel Number

Primary APN	`04-12-24-105-007`
Alternative APN	`12-24-105-007`

Exterior

Lot Area	11,550 sqft (0.265 acres)
Lot Dimensions	77 ft deep x 150 ft wide

Location & Zoning

Account Number	041224105007
Street Address	1865 E CANTRELL ST
City	DECATUR
State	IL
Zip	62521-3650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	L 0022 B 00 GEDDES PLACE E 107 N 150 EXC ST ( EXC E 20 OF S 137 ) & EXC E 30 M/L 150X77 58 04 2 18 0225 000 00
Legal Subdivision	GEDDES PLACE
Jurisdiction	MACON IL
Township / Civil Division	DECATUR
Census Block Group	3
Census Block	3012
Census Tract	1200

Owner

Source: Macon County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	238 N HAWORTH AVE, DECATUR, IL 62522-2031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Warranty Deed, Transfer · Conventional Mortgage DECATUR EARTHMOVER CREDIT UNION
Oct 26, 2023	Warranty Deed, Transfer · FHA Mortgage HEARTLAND BANK & TRUST CO
Feb 15, 2022	Executor's Deed, Transfer · FHA Mortgage TOWN & COUNTRY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2026 · Amount on Record
Deed Sale	Jun 10, 2026 · Amount on Record
Prior Sale	Feb 15, 2022 · Amount on Record
Deed Document Number	20266399
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Jun 10, 2026
Property Address	1865 E CANTRELL ST, DECATUR, IL 62521-3650
Document Number	0000006399
Instrument Date	Jun 2, 2026
Instrument	20266399
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$7,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 N HAWORTH AVE, DECATUR, IL 62522-2031

Mortgage

Document Number	0000006400,
Date	Jun 10, 2026
Instrument	20266400

Lender

Name	DECATUR EARTHMOVER CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.64%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Oct 26, 2023
Property Address	1865 E CANTRELL ST, DECATUR, IL 62521-3650
Document Number	004981/538
Book / Page	4981 / 538
Map Reference	BK 149 PG 317
Instrument Date	Oct 25, 2023
Instrument	2017993
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	CENTRAL ILLINOIS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1865 E CANTRELL ST, DECATUR, IL 62521-3650

Mortgage

Document Number	0002017994
Date	Oct 26, 2023
Instrument	2017994

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7%

Mortgage

Document Number	004981/556
Date	Oct 26, 2023
Book Page	4981/556
Instrument	2017995

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Nov 1, 2028

February 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MACON IL
Recording Date	Feb 15, 2022
Property Address	1865 E CANTRELL ST, DECATUR, IL 62521-3650
Document Number	0004878/79
Book / Page	4878 / 79
Map Reference	BK 149 PG 317
Instrument Date	Feb 11, 2022
Instrument	1992720
Transaction Type	Transfer
Record Updated	Mar 2, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$117.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1865 E CANTRELL ST, DECATUR, IL 62521-3650

Mortgage

Document Number	1992721487982
Date	Feb 15, 2022
Instrument	1992721487982

Lender

Name	TOWN & COUNTRY BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0004879/98
Date	Feb 15, 2022
Book Page	4879/98
Instrument	1992722

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Decatur Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,970.00 (-15.74%)	$27,110 (+18.59%) Land $3,309 Building $23,801	$81,338 (+18.59%) Land $9,928 Building $71,410
2022	$2,338.00	$22,861 Land $2,754 Building $20,107	$68,590 Land $8,263 Building $60,327

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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