1865 Chippewa Trl, Beloit, WI 53511 Property Records

Rock County property record for 1865 Chippewa Trl, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,044 sqft · built 1956
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Aug 2022)
Tax Bill	$2,670 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`206 23080215`

Property Details

APN / Parcel Number

Primary APN	`206 23080215`
Alternative APN	`23080215`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,044 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	15,682 sqft (0.36 acres)

Location & Zoning

Account Number	206 23080215
Street Address	1865 CHIPPEWA TRL
City	BELOIT
State	WI
Zip	53511-3817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 70 INDIAN BLUFFS
Legal Subdivision	INDIAN BLUFFS
Legal Lot Number	70
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	3
Census Block	3018
Census Tract	2601

Owner

Source: Rock County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1865 CHIPPEWA TRL, BELOIT, WI 53511-3817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Warranty Deed, Transfer · FHA Mortgage BARRINGTON BANK & TRUST CO NA
Jan 3, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD
Jul 30, 2018	Warranty Deed, Transfer · FHA Mortgage MORTGAGE CENTER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2022 · Amount on Record
Deed Sale	Aug 5, 2022 · Amount on Record
Prior Sale	Jul 30, 2018 · Amount on Record
Deed Document Number	202224289
Prior Transfer Date	Jun 14, 2006
Prior Transfer Doc	0001755042
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Aug 5, 2022
Property Address	1865 CHIPPEWA TRL, BELOIT, WI 53511-3817
Document Number	0002224289
Instrument Date	Aug 4, 2022
Instrument	2224289
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1865 CHIPPEWA TRL, BELOIT, WI 53511-3817

Mortgage

Document Number	0002224290
Date	Aug 5, 2022
Instrument	2224290

Lender

Name	BARRINGTON BANK & TRUST CO NA

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1865 CHIPPEWA TRL, BELOIT, WI 53511-3817
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002208656
Date	Jan 3, 2022
Instrument	2208656

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Jul 30, 2018
Property Address	1865 CHIPPEWA TRL, BELOIT, WI 53511-3817
Document Number	0002108732
Instrument Date	Jul 26, 2018
Instrument	2108732
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1865 CHIPPEWA TRL, BELOIT, WI 53511-3817

Mortgage

Document Number	2108733
Date	Jul 30, 2018
Instrument	2108733

Lender

Name	MORTGAGE CENTER
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,670.00 (+18.09%) Homeowner's exemption	$171,100 (+13.09%) Land $27,300 Building $143,800	$187,900 (+9.18%)
2023	$2,261.00 Homeowner's exemption	$151,300 Land $27,300 Building $124,000	$172,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	7 (1982–2018)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: LiteWire.

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