Osceola County property record for 1865 Ashton Park Pl, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,419 sqft · built 2003 |
| Lot Size | 0.224 acres (9,757 sqft) |
| Owner | Individual Name on File |
| Last Sale | $435,000 (Jul 2026) |
| Tax Bill | $4 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-26-31-0007-0001-0760 |
| Primary APN | 05-26-31-0007-0001-0760 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,419 sqft Living Area |
| Gross Area | 2,979 sqft |
| 1st Floor Area | 1,256 sqft |
| Upper Floors Area | 1,163 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,757 sqft (0.224 acres) |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 212 sqft |
| Porch | Metal Porch |
| Porch Area | 480 sqft |
| Deck Area | 748 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1865 ASHTON PARK PL |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-1704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1B |
| Legal Description | ASHTON PARK PB 13 PG 157-158 LOT 76 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 05 |
| Legal Subdivision | ASHTON PARK |
| Legal Tract | 7 |
| Legal Block | 760 |
| Legal Lot Number | 76 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3054 |
| Census Tract | 43700 |
1865 Ashton Park Pl is owned and occupied by an individual who bought it in July 2026.
Source: Osceola County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1865 ASHTON PARK PL, SAINT CLOUD, FL 34771-1704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2026 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Sep 10, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2026 · Amount on File |
| Deed Sale | Jul 28, 2026 · Amount on File |
| Prior Sale | Mar 4, 2016 · Amount on File |
| Deed Document Number | 202698423 |
| Deed Book / Page | 7010 / 1927 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 28, 2026 |
| Property Address | 1865 ASHTON PARK PL, SAINT CLOUD, FL 34771-1704 |
| Document Number | 0000098423 |
| Book / Page | 7010 / 1927 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 202698423 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2026 |
| Title Company | RDT GROUP 4 INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $307,545.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1865 ASHTON PARK PL, SAINT CLOUD, FL 34771-1704 |
| Document Number | 0000098424, |
|---|---|
| Date | Jul 28, 2026 |
| Instrument | 202698424 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1865 ASHTON PARK PL, SAINT CLOUD, FL 34771-1704 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1865 ASHTON PARK PL, SAINT CLOUD, FL 34771-1704 |
| Document Number | 0060410808 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 6041/808 |
| Instrument | 2021140978 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 1865 Ashton Park Pl was $4 with exemptions applied.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4.00 Homeowner's exemption Veteran's exemption | $228,497 | $372,000 Land $65,000 Building $307,000 |
| 2024 | $4.00 | ||
| 2023 | $4.00 (-99.86%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $215,591 (+3%) | $380,600 (+29.32%) Land $60,000 Building $320,600 |
| 2022 | $2,922.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $209,312 | $294,300 Land $55,000 Building $239,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1865 Ashton Park Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 70 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 70 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1865 Ashton Park Pl is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Verizon, Xfinity.
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