1865 4th St SE, Winter Haven, FL 33880 Property Records

Polk County property record for 1865 4th St SE, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 1960
Lot Size	0.241 acres (10,494 sqft)
Owner	Company Name on File
Last Sale	$145,000 (May 2026)
Tax Bill	$634 (2024)
Deeds & Mortgages	May 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`26-28-33-649100-000070`

Property Details

APN / Parcel Number

Primary APN	`26-28-33-649100-000070`
Alternative APNs	`332826649100000070` `32826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,540 sqft Living Area
1st Floor Area	1,540 sqft
Flooring	Terrazzo
Interior Walls	Plaster

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	10,494 sqft (0.241 acres)
View / Lot	Commercial/Industrial
Garage Type	Detached
Garage Area	216 sqft
Porch	Unfinished Open Porch
Porch Area	24 sqft

Location & Zoning

Street Address	1865 4TH ST SE
City	WINTER HAVEN
State	FL
Zip	33880-4430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKE LULU TERRACE PB 43 PG 31 LOT 7
Legal Range	26E
Legal Township	28S
Legal Section	33
Legal Subdivision	LAKE LULU TERRACE
Legal Tract	649100
Legal Block	1
Legal Lot Number	7
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1008
Census Tract	14005

Owner

1865 4th St SE is owned by a company that bought it in May 2026.

Source: Polk County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	6534 EMERALD WOODS LN, LAKELAND, FL 33813-3977
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2026 · Amount on File
Deed Sale	May 19, 2026 · Amount on File
Deed Document Number	2026118982
Deed Book / Page	14003 / 994
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 19, 2026
Property Address	1865 4TH ST SE, WINTER HAVEN, FL 33880-4430
Document Number	0000118982
Book / Page	14003 / 994
Instrument Date	May 8, 2026
Instrument	2026.118982
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TITLE & GUARANTEE AGEN

Transaction

Amount	Amount on Record
Tax	$102,515.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	6534 EMERALD WOODS LN, LAKELAND, FL 33813-3977

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,517 (+2.7%)	$185,592 (-7.99%) Land $50,000 Building $135,592
2025		$64,768	$201,706 Land $50,000 Building $151,706
2024	$634.00 (+29.65%)
2023	$489.00 (+6.77%) Homeowner's exemption	$61,110 (+3%)	$183,535 (+11.39%) Land $48,000 Building $135,535
2022	$458.00 Homeowner's exemption	$59,330	$164,772 Land $40,000 Building $124,772

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1865 4th St SE in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1865 4th St SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20