San Luis Obispo County property record for 1865 10th St, Los Osos, CA 93402 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,940 sqft · built 1978 |
| Lot Size | 0.143 acres (6,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $780,000 (Oct 2020) |
| Tax Bill | $12,470 (2025) |
| Deeds & Mortgages | Apr 2023 Second Mortgage Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-581-033 |
| Primary APN | 038-581-033 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,940 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Construction Type | Wood |
| Lot Area | 6,250 sqft (0.143 acres) |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Septic |
|---|
| Street Address | 1865 10TH ST |
|---|---|
| City | LOS OSOS |
| State | CA |
| Zip | 93402-2731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TN EL MORO BL 130 LTS 15 & 16 |
| Legal Subdivision | EL MORO |
| Legal Block | 130 |
| Legal Lot Number | 15,16 16 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 10703 |
Source: San Luis Obispo County records · APN 038-581-033
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1865 10TH ST, LOS OSOS, CA 93402-2731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 04, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Oct 02, 2020 | Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| May 22, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 02, 2020 · Amount on Record |
| Deed Sale | Oct 02, 2020 · Amount on Record |
| Prior Sale | May 22, 2017 |
| Deed Document Number | 2020055016 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1865 10TH ST, LOS OSOS, CA 93402-2731 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1865 10TH ST, LOS OSOS, CA 93402-2731 |
| Document Number | 0000009209 |
|---|---|
| Date | Apr 04, 2023 |
| Instrument | 2023009209 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 01, 2038 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Oct 02, 2020 |
| Property Address | 1865 10TH ST, LOS OSOS, CA 93402-2731 |
| Document Number | 0000055016 |
| Map Reference | MB A PG 81 |
| Instrument Date | Sep 21, 2020 |
| Instrument | 2020055016 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1865 10TH ST, LOS OSOS, CA 93402-2731 |
| Document Number | 0000055017 |
|---|---|
| Date | Oct 02, 2020 |
| Instrument | 2020055017 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | May 22, 2017 |
| Property Address | 1865 10TH ST, LOS OSOS, CA 93402-2731 |
| Document Number | 0000022155 |
| Instrument Date | May 09, 2017 |
| Instrument | 22155 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 9591 JUNEWOOD LN LOOMIS CA 956508875, LOOMIS, CA 95650-8875 |
Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $12,470.00 (+0.98%) | $844,296 (+4.04%) Land $432,972 Building $411,324 |
| 2023 | $12,349.00 (+5.37%) | $811,512 Land $416,160 Building $395,352 |
| 2022 | $11,720.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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