18649 Kross Rd, Riverside, CA 92508 Property Records

Riverside County property record for 18649 Kross Rd, Riverside, CA 92508

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,791 sqft · built 1984
Lot Size1.06 acres (46,609 sqft)
Owner2 Trust Names on File
Last Sale$680,000 (Apr 2021)
Tax Bill$8,183 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Apr 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone D (undetermined)
APN280-160-004

Property Details

APN / Parcel Number

Primary APN280-160-004
Alternative APN
  • 265120032

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,791 sqft Living Area
Gross Area2,303 sqft
1st Floor Area1,791 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Construction TypeWood
Roof MaterialGravel
Lot Area46,609 sqft
Garage TypeAttached
Garage Area437 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address18649 KROSS RD
CityRIVERSIDE
StateCA
Zip92508-8832
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA11
Legal Description1.07 ACRES NET IN PAR 4 PM 055/089 PM 12244
Legal SubdivisionPARCEL MAP 12244
Legal Lot Number4
JurisdictionRIVERSIDE CA
Township / Civil DivisionRIVERSIDE
Census Block Group3
Census Block3003
Census Tract42005

Owner

18649 Kross Rd is owner-occupied and held in a trust since April 2021.

Source: Riverside County records, as of August 26, 2026

Owner of Record2 Trust Names on File
Mailing Address18649 KROSS RD, RIVERSIDE, CA 92508-8832
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2025Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Apr 2, 2021Grant Deed, Transfer · Conventional Mortgage
US BANK NA
Oct 2, 2019Deed of Trust, Mortgage · Line of Credit
FIREFIGHTERS FIRST CU
Sep 29, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
FREMONT BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 2, 2021 · Amount on File
Deed SaleApr 2, 2021 · Amount on File
Prior SaleAug 12, 2016 · Amount on File
Deed Document Number2021209496
Prior Transfer DateAug 2, 1995
Prior Transfer Doc0000251848
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address18649 KROSS RD, RIVERSIDE, CA 92508-8832
Transaction TypeMortgage
Record UpdatedNov 13, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address18649 KROSS RD, RIVERSIDE, CA 92508-8832

Mortgage

Document Number0000336326
DateOct 31, 2025
Instrument2025-0336326
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 30, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateApr 2, 2021
Property Address18649 KROSS RD, RIVERSIDE, CA 92508-8832
Document Number0000209496
Map ReferenceMB 55 PG 89
Instrument DateFeb 19, 2021
Instrument2021-0209496
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyTICOR TITLE RIVERSIDE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address18649 KROSS RD, RIVERSIDE, CA 92508-8832
InvestorPossibly a Property Investor

Mortgage

Document Number0000209497
DateApr 2, 2021
Instrument2021-0209497
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address18649 KROSS RD, RIVERSIDE, CA 92508-8832
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000392833
DateOct 2, 2019
Instrument2019-0392833
Lender
NameFIREFIGHTERS FIRST CU
TypeCredit Union
AddressLOS ANGELES, CA 90041
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueOct 28, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRIVERSIDE CA
Recording DateSep 29, 2020
Property Address18649 KROSS RD, RIVERSIDE, CA 92508-8832
Document Number0000464392
Map ReferenceMB 55 PG 89
Instrument DateSep 21, 2020
Instrument2020-0464392
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyTICOR TITLE COMPANY OF CA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address18649 KROSS RD, RIVERSIDE, CA 92508-8832

Mortgage

Document Number0000464393
DateSep 29, 2020
Instrument2020-0464393
Lender
NameFREMONT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 18649 Kross Rd was $8,183, up 3.4% from the year before.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
Unified School DistrictRiverside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$750,772 (+2%) Land $165,611 Building $585,161
2025$8,183.00 (+3.43%)$736,052 Land $162,364 Building $573,688
2024$7,912.00 (+0.74%)
2023$7,854.00 (+2%)$707,472 Land $156,060 Building $551,412
2022$7,700.00
2021$601,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18649 Kross Rd in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18649 Kross Rd is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERN MWD
serves 87,955 people · EPA ID CA3310049
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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